I hope everyone has a merry Christmas, Happy Hanukkah, and  very good new year.  We’ll be traveling around our little neck of the country visiting family and enjoying way more food than we really should. Christmas eve, we’ll spend at church for a nice candlelight service, then some gift opening that night.  Then Christmas day, [...]

One of the things that I’ve learned a little bit about since we bought our house, was something that I didn’t have a clue about when we first started looking.  Heck, I didn’t even have a clue about it after we bought out house.  Mortgage insurance was just something that the mortgage officer told us [...]

New years’ is just around the corner.  And along with it, a flood of new years’ resolutions about finances.  People around the world will make resolutions to make more money, save more money, and just improve their finances in general.  Something like 45% will fail within 6 weeks.  Within 6 months, a majority will have [...]

The housing market has been in a slump, since it crashed in 2008.  Here we are, three plus years later, and it just might be showing signs of making a bit of a comeback. I’ve got to admit that, here in North Dakota, we never really directly felt the housing market crash.  With all the [...]

The following post is sponsored by Swiftcover car insurance Car insurance, like most insurances, can seem complicated.  Deciding just how much car insurance coverage you need is the biggest hurdle.  Of course, it’s easy to select the coverage that meets the requirements of your state and the lien holder (of you owe on a loan [...]

As this is posting, (thank you scheduler) I’ll be arriving at my local court house to perform the civic duty of jury duty.  It’s an interesting civic duty; one that’s is both afforded us if we are ever persecuted, and one that we must perform for those that are.  But, what is the cost of [...]

When you think about DIY, it’s not very likely that the video site, Youtube comes to mind right away.  If you’re thinking anything video related, you’re probably thinking about television stations like HGTV or the aptly named DIY Network.  Youtube, however, can be the best friend you’ve got when it comes to DIY. This new [...]

Investing Made Simple: Index Fund Investing and ETF Investing Explained in 100 Pages or Less By: Mike Piper (ObliviousInvestor.com) I had the opportunity to meet Mike at the first FINCON in Chicago last year.  He’s a thoroughly nice guy.  I knew him from his blog and website, but for some reason I hadn’t known the [...]

I recently had a small discussion on Facebook with Glen, of Free From Broke.  It started when he mentioned in his status that he had been at the doctors office waiting on his appointment for 44 minutes.  He asked if he should just say to heck with it and reschedule the appointment.  I suggested that [...]

Read just about any personal finance article on saving and you’re likely to also read something about certificates of deposit.  Heck, I’ve covered what a certificate of deposit is, how to create a CD ladder, and mentioned CDs several other times.  But, as much of a mainstay as they are in the typical savings mantras, [...]