About B.B.

I started this blog to share what I know and what I was learning about personal finance. Along the way, I've discovered the Yakezie group, and many other blogging friends.
Website: http://www.beatingbroke.com
B.B. has written 378 articles so far, you can find them below.


Is Recycling Bullshit?

Show of hands.  How many of you actively participate in recycling endeavors in your community?  You schlep around your empty cans, jugs, and bottles.  You pile them up with your used papers, then sort them all into bins so some poor schmoe down at the recycling center doesn’t have to.  All so your city can [...]

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Are Personal Loans a Scam?

Consideration provided by Compare the Market One of the reasons that I dislike payday loans so very much is because of the terribly high interest rates that the payday loan companies get away with charging.  Couple that with the high fees, and it doesn’t take a genius to see why most people who know anything [...]

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Sharebuilder Returns Update

As I mentioned in my last post, I’ve been taking 10% of my income from my online ventures and splitting it between my Lending Club account and my Sharebuilder account.  It’s been a bit of an experiment.  Nothing scientific, but a test to see if I drop the same amount of money into each account, [...]

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Welcome to “The Down and Dirty” Listeners

A big ‘ol DIY welcome to the listeners of “The Down and Dirty” with Frank Fontana. If you want to read a bit more about the deck project that we spoke about today on the show, you can see it here: DIY Disaster, Or, Our New Deck. Since you’re into DIY, you can take a [...]

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Lending Club Returns Update

As I mentioned before, I’ve been taking the normal 10% contribution amount that most would be putting into their retirement accounts and splitting it between my lending club account, and a sharebuilder account.  It’s been a bit of an experiment.  I happen to think that lending club is a relatively safe investment option for a [...]

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How to Overcome Disappointment When Our Financial Role Models Fail Us

One of the biggest surprises about the whole Suze Orman “Approved Prepaid” Scam/Fiasco, to me, is that Suze Orman is a person who has been a role model, financially, for many people. She has been dispensing her brand of advice for many years, has multiple best-selling books on the subject, and regularly appears on news [...]

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Frugality Will Change You

Ninja, over at Punch Debt in the Face, wrote an article last week about being addicted to savings that got me thinking. Or, thinking harder, I suppose.  The attitude that he talks about towards savings is one that I’ve noticed in myself and others who have gone the way of the Frugaler.  He calls it [...]

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Suze Orman Releases Prepaid Card. Wait, What?

Suze Orman, one of the most well known personal finance gurus in the media, announced a few days ago that she had created, and was releasing, a new prepaid debit card.  Prepaid debit cards, if you’re not familiar with them, are cards, like credit cards, where you prepay and then can only use the card [...]

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Save Money by Turning Off Appliances

Saving money isn’t the only thing out there if you want to become wealthy.  All it does is reduce the amount of money you spend.  You’ve still go to find ways to make more money through a better paying job, passive income, or a second job.  But, it’s still an important part of a well-rounded [...]

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Powerball Lottery Tickets to Cost Twice as Much

CNN had this post on the Association behind the popular lottery game, Powerball, announcing that, starting January 15, 2012, the price of a ticket to play Powerball would be doubling, to $2 a ticket.  If you read the article, you’ll notice several things. The starting jackpot will also double, from $20 Million to $40 Million [...]

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