If you recently bought your first home let me congratulate you. This is possibly the very best time to buy real estate that you’ll ever see in your lifetime. You made a smart move. And because you are a smart real estate investor, I know you’ll be interested in taking advantage of the following 3 [...]

Lending Club, the peer-to-peer lending company, announced earlier this week that they had surpassed the $1 Billion mark in loans originated and funded.  $1 Billion.  That’s a lot of moola.  Cashola.  Cream.  Dough. I don’t think it comes as any surprise that Lending Club has quickly become my favorite peer-to-peer lending companies.  It doesn’t hurt, [...]

Where you live, and how much it costs to live there can make a huge difference in what your finances look like.  The differences in the cost of living between someplace like Seattle, or San Francisco and where I live, in North Dakota are stark.  Oftentimes, when you see someone using a calculator of some [...]

Most of the time, when you hear or read the phrase “Dollar Cost Averaging”, it’s being applied to the stock market.  It’s the practice of buying a set amount of stock at a regular interval whereby the average cost per share of stock ends up normalizing.  So, if you buy stock high one time, and [...]

I’m a bit of a geek when it comes to shopping for stuff.  I like to get the best price (don’t we all?), so I often find myself shopping around a lot when it comes to buying anything that’s higher priced.  And, so long as my patience holds out, I usually do end up getting [...]

Occasionally, there comes a time when you have to take a look at your personal finances and do a little personal finance reassessment.  While the need may arise to do a complete overhaul once in a while, a simple reassessment can usually suffice.  All it takes is a little attention, and some dedicated time to [...]

Tax season is right around the corner.  Before you know it, we’ll all be holed away in some corner of our house punching numbers into our computers as we try to squeeze a few more of our dollars back from the IRS.  That’s a task that might get a bit harder for some parents this [...]

In late 2011, I won a new iPad 2.  By March of 2012, it needed new glass.  My son, who was 5 at the time, managed to drop it off of the couch while playing with it, and put a big crack in the digitizer (that’s what the glass is called).  The iPad still worked, [...]

I had originally planned on taking today off from posting for Columbus Day.  But, then, I thought, what the heck.  It’s a day that we celebrate explorers.  Columbus in particular, but exploration in general, as well. There aren’t many explorers on a global scale anymore.  After all, it’s not like you can jump in a [...]

How many of you would turn down free money?  If someone just walked up to you in the middle of the street and offered you some money?  How about if the Publishers Clearinghouse van pulled up in front of your house, and they presented you with a big ol’ check with your name on it [...]