Welcome to the Carnival of Money Pros – Spam Folder Edition
Normally, the Carnival of Money Pros is a Sunday affair. I’m bringing it to you on a Tuesday afternoon, however. You see, I completely forgot that I was hosting this week. And, since the email reminding me never hit my inbox, I didn’t get the reminder that I normally would have. It wasn’t until late last night, as I was trolling through my spam folder that I found that reminder email. But, a day or so late, I present you with the entrants for the Spam Folder Edition of the Carnival of Money Pros!
Khaleef Crumbley @ Faithful With A Few writes Why A Roth IRA Is Better For Us Than A Traditional – A Roth IRA is a powerful tool for saving toward retirement Find out why we chose this option over a Traditional IRA, and see if this move is right for you!
Khaleef Crumbley @ Faithful With A Few writes Roth Vs Traditional IRA: Which One Is Best For You? – Roth vs Traditional IRA is an important distinction By understanding the differences, you can increase your retirement nest egg by hundreds of thousands of dollars!
Dr. Dean @ The Millionaire Nurse Blog writes Adding A Gas Efficient Car: Does It Ever Make Sense? – With current gas prices, when is it a good time to go for a more fuel efficient auto? I ran the numbers, you’ll be surprised to see the results.
Crystal @ Budgeting in the Fun Stuff writes House Hunting on Pause – It was a short daydream, wasn’t it? Just last week I was talking about house hunting and now I am back to my original thought, no way.
Eddie @ Finance Fox writes Getting Rich Is A Two Sided Equation – Budgets are not a drag, at least not to me, and it shouldn’t be to you either. A budget is like a wing-man to your money. When put together to work, they’re a great one-two punch.
Hank @ Money Q&A writes My Favorite Financial Tools That I Use – From time to time, I’m asked about which financial products I personally use and which I would recommend to others. I have finally listed many of the financial resources, firms, services, and products that I personally use and recommend.
Suba @ Broke Professionals writes Perfectionism On The Job: What It’s Costing You – I was a perfectionist – until the world’s worst day at work made me realize what I once considered my greatest strength on the job was actually my biggest weakness.
Jon the Saver @ Free Money Wisdom writes Six Questions About the Federal Income Tax – These are six questions you should ask yourself when it comes to the federal income tax. Make sure you’re not overpaying the government!
Editor’s Choice – Jeremy @ Modest Money writes Outsourcing Online Business Tasks To Earn More Money – Do you run one of the many online business that could benefit tremendously from outsourcing? Read about how a seasoned internet marketing professional learned how to use outsourcing to earn more money.
Wayne @ Young Family Finance writes Purpose of Budgeting – Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you.
Jeffrey @ Money Spruce writes Money Rules Book Review: A Quick Guide to Finances – I recently checked out the new book Money Rules: The Simple Path to Lifelong Security by Jean Chatzky. It’s modeled much like Michael Pollan’s Food Rules with many one-page “rules” that give short but useful tidbits of information.
MMD @ MyMoneyDesign writes Which is Better – Term or Permanent Life Insurance? – Part 2 – Should you buy cheaper Term insurance that will expire or the more expensive Permanent insurance that is guaranteed for life? Let me share with you two real quotes I received, and we’ll crunch the numbers to figure out which one is the better alternative.
Daniel @ Sweating the Big Stuff writes Why I Already Won The Lottery – I did not win the lottery over the weekend, but, I feel pretty lucky anyway.
Don @ MoneySmartGuides writes The End of Buy and Hold? – I received a free one year subscription to Money Magazine for buying something (I can’t for the life of me remember what it was). In any case, there is an article that interviews Andrew Lo from M.I.T.
Ashley @ Money Talks Coaching writes Skipping the Mortgage Payment to Pay the Car Loan? – I read this article the other day about the order in which people pay their bills, or rather, the order in which they do not pay their bills.
John @ Married (with Debt) writes Have Free Banking Accounts Gone the Way of the Dinosaur? – It’s over. The days of free checking have gone the way of the free “check under your hood and wash your windshield” at the service station.
Corey @ 20s Finances writes How to Save Money in Your 20s – Have you ever felt like it is hard to save money as a young adult? While I have already talked about why it is difficult for young adults to save money, it doesn’t mean it is impossible. If you are in college and wondering how to put money aside, saving money may not even be a question because of the massive amounts of college debt that you are facing.
A Blinkin @ Funancials writes I Don’t Want To Be Debt Free – Did you do a double-take when you read this title? Considering a lot of my readers are personal finance bloggers, I’m guessing yes; especially since the majority of personal finance bloggers see debt as an unnecessary evil.
Ryan @ Early Retirement Investments writes Demand for Rental Property and Residential Contracting is Expanding – Lately, it seems like the demand for rental property and residential property are on the rise! Read how these areas are expanding
Editor’s Choice – Amanda L Grossman @ Frugal Confessions writes The Groundhog Day Financial Lesson I am Doomed to Live Over and Over Again – Have you ever had a lesson in life appear over and over again, and you feel as though you are doomed to attempt to learn it for the rest of your foreseeable
Jason @ Work Save Live writes 3 Words to Start the Week Off Right – ROCK CHALK JAYHAWK! I couldn’t resist the opportunity to throw out some love to the 2012 KU Basketball team! A season that started with minimal expectations has turned into something that ZERO Jayhawk fans could have fathomed. A lineup that consists of ZERO McDonald’s All-Americans.
Justin @ Budget Snob writes Know the Common Mistakes with Your Personal Finances – Many people make the same financial mistakes. Here are several of them and the best way to avoid them.
Evan @ My Journey to Millions writes April 2012 Net Worth Update – Finally Doubled Up – From March 1, 2012 to April, 2012 my net worth has increased 6.18% Year to Date my net worth has increased 20.02% From January 2011 to April 2012 my net worth has increased 107.37%
Sean @ Free Snatcher writes 5 Tips to Help you Become Debt Free – Eliminating your debt is the first step to becoming Financially free. Here are 5 steps to painlessly become debt free. Thanks for your consideration.
Kay Lynn @ Bucksome Boomer writes Don’t Buy Something Today with Tomorrow’s Money – I am a strong advocate of a debt-free lifestyle and I often discourage people from making a purchase today with tomorrow’s money.
Mr. Money @ Smart on Money writes Learn the Basics of the Roth IRA – Part of the reason the Roth IRA has become so popular in the past 15 years is because they offer a nice way to save for retirement that offers tax-free withdrawals at retirement. In other words, you are investing with money that has already been taxed, and when you pull the money out at retirement the contributions and earnings are tax free. Pretty nice, huh?
Lazy Man @ Lazy Man and Money writes Millionaire Fast Lane by MJ DeMarco Reviewed – I decided to give The Millionaire Fastlane by DJ DeMarco with the slogan of “Crack the Code to Wealth and Live Rich for a Lifetime.” few pages, and then a few more. In a few hours, I was telling my wife how this could be quite possibly the best personal finance book I’ve ever read.
KT @ Personal Finance Journey writes 5 Ways to Save on Interest on Student Loans – The average college student graduates with $25,000 in student loan debt. Many more students have higher balances than this. If you are repaying your student loans, there are several strategies you can utilize to pay less in student loan interest. Consider the following: Automate your payments.
Luke @ Learn Bonds writes Treasuries head south as US stocks end best Q1 in more than a decade – All you need to know about today’s bond market action with commentary on top moving stocks as well.
Steve @ Money Infant writes Living Like a King in Bangkok – I thought that before I give you some insight into my own Bangkok budget I would put to rest the rumors of living like a king on $5000 a month in Bangkok.
Shaun @ Smart Family Finance writes Should Families Buy a House or Rent an Apartment: Why Home Equity is Overrated – Every time you assume your home’s market value as the equity you command you are overestimating your net worth.
Steve Zussino @ Grocery Alerts writes Guide to Freezing Food to save money – Part of living a frugal life is about buying things when they are at their lowest price and then preserving them. One of the ways to do this is to freeze them. So many things can be frozen, and at the same time separated into smaller amounts.
Aloysa @ My Broken Coin writes Five Lessons on How To Survive in a Ghetto Apartment – From day one I slowly started to learn what was appropriate and what was not in my (hood). Over time I acquired a set of certain survival skills that came in handy for a single girl who found herself living alone in a ghetto apartment.
MR @ Money Reasons writes Benefits of Blogger Carnivals – This article is all about the benefits of blog carnivals. I list the reasons why you should host and submit your articles to blog carnivals.
SFB @ Simple Finance Blog writes Size Doesn’t Matter: Why Bigger Isn’t Always Better – American culture seems to suggest that bigger is better – but I’ve found three cases where size doesn’t matter when it comes to your family’s finances
Kyle @ The Penny Hoarder writes Enter to Win our April iPad Mania Giveaway! – WELCOME TO THE APRIL iPAD MANIA GIVEAWAY!!! The Penny Hoarder has teamed up with Bay Area Mommy a number of other bloggers to bring you this amazing chance to win the two hottest tablets in the market today! Grand Prize: The New iPad (or $550 cash) Second Prize: Kindle Fire (or $200 cash)!
Lina Zussino @ Baby Alerts writes Canada Education Savings Grant and your child’s education – According to Statistics Canada the average cost of undergraduate studies cost $5,366 in annual tuition fees in 2011/12 compared to $5,146 the previous year in 2010/09. That is an increase of 4.3% over a year. Thankfully the government of Canada now offers Canada Education Savings Grant (CESG for RESP) this will help ease the burden.
Jen @ Master the Art of Saving writes 6 Free Financial Resources & Tools to Improve Your Finances – If you’re interested in monitoring or improving your finances, then you probably don’t want to be spending money to do it. That would just be silly and………
Jon Rhodes @ Affiliate Tips writes Affiliate Marketing – A Great Potential Career? – This article shows you some of the benefits of becoming a full time internet affiliate marketer.
Linsey @ 1099 Mom writes Good Advice for the Small Business Owner – I can’t tell you how many times I have lost corporate clients to other “big fish” consulting companies. I can’t tell you how many times the client came back, months later, to tell me that my “little guy” approach was better. As small business owners, we have to fight much harder than those with sleek systems and huge funding pools to get our piece of the pie, but when we do, it doesn’t mean the fight is over.
Daisy @ Add Vodka writes Taking Care of Clothes – I somehow doubt it’s a secret that I have a large wardrobe. I love clothes, and they really are to blame for my spending problems in the first place. A world without fashion would be a world without fun.
Tushar @ Start Investing Money writes Filing for Bankruptcy – How Retirement Accounts Are Affected – This Post was Originally published at Filing for Bankruptcy – How Retirement Accounts Are Affected on Start Investing MoneyBankruptcy is a horrible thing to endure, but in these uncertain economic times, it is becoming an all too common occurrence.
YFS @ Your Finances Simplified writes An in-depth view on Roth vs. Traditional IRA – Since the conception of the Individual Retirement Arrangement (IRA) in 1974 from the Employment Retirement Income Security Act (ERISA), it has helped thousands of individuals to save money for a comfortable retirement. Over the years, the types of IRAs …
Kevin @ Thousandaire writes The First Step to $1 Million of Net Worth – A 20 year old reader sent me an email asking me how to approach his finances. Get rid of debt and start a Roth IRA are the two first steps.
SB @ Finance Product Reviews writes MB Trading Brokerage Platform Review – MB Trading the unsung hero of the brokerage world. 7 times best brokerage award winner. Read this review to learn more about it
SB @ One Cent at a Time writes What is Obama Care and How Does it Affect Us? – In-depth analysis of President Obama’s health care reform bill, fondly called Obamacare. Is it going to change the present health care chaos around us, or it’s blow to your freedom and liberty?
Jeremy Waller @ Personal Finance Whiz writes Do You Have What It Takes To Be Debt Free And Financially Successful? – No. You probably don’t. You see there’s a reason that the majority of people are in debt. There’s a reason why the average amount of credit card debt per household is $15,956. There’s a reason why the average American consumer has a total of 13 credit obligations on record at a credit bureau.
krantcents @ KrantCents writes Why Did I Start My Business? – Why did I start my business? I wanted to know if my reasons matched theirs. I wanted to know if I was like Warren Buffett, Steve Jobs, or Bill Gates.
Corey @ Steadfast Finances writes Benefits of an Adjustable Rate Mortgage – Have you ever considered an adjustable rate mortgage? Find out the benefits and whether it is right for you.
101 Centavos @ 101 Centavos writes A Labor Shortage? Surely You Can’t be Serious… – China running short of people? But they’ve got a billion and a half people over there. Surely you can’t be serious… I am serious, and don’t call…
PITR @ Passive Income To Retire writes Real Estate Investing Is Back On the Table – Find out what makes real estate so attractive to investors and why there will always be a demand for rental properties.
Pat Huddleston @ Investor’s Watchblog writes Accused Scamster Nabbed on Flight from London – Nothing in your natural makeup equips you to tell the future scamster from the honest adviser.
Srinath @ The University of Money writes Best Monthly Dividend Stocks – Dividends is definitely a form of passive income that you should strive to build. It helps to get good returns from your stock portfolio plus a neat amount of cash each month.
Editor’s Choice – Miss T. @ Prairie Eco Thrifter writes How to Ditch Your Expensive Cable Bill without Losing All of Your TV Shows – When you are weighing the following alternatives to cable, you want to think about how much you really watch television. For example, if you watch television two hours a day (fourteen hours a week), and your cable bill is $100 per month, then you are paying about $1.75 per hour of television. Also, consider someone who watches about four hours a week (sixteen hours a month). They’re paying $6.25 per hour of television. This person pays much more because he watches television less often. So, it
Busy Exec @ The “Busy Executive” Money Blog writes Company Stock Options – Pipe Dream or Golden Ticket? – If you work for a company that awards stock options, consider yourself lucky. If you are already in a position in which you receive stock options as a portion of your compensation, consider yourself even luckier.
Boomer @ Boomer & Echo writes Personal Money Management – Personal money management is a skill that can be learned, developed with practice and enjoyed like other skills.
Squirrelers @ Squirrelers writes Thoughts on Today’s Stock Buying Strategies – Discussion of suggested tips for stock investing in today’s economy
Roger the Amateur Financier @ The Amateur Financier writes Should You Worry About Leaving Your Children an Inheritance? – A discussion of inheritances, and whether they are appropriate for most children. In general, it seems far too many personal finance organizations recommend leaving an inheritance, without considering whether that is the best idea.
Money Cone @ Money Cone writes Handling Royalty Trusts in Turbo Tax – If you own Royalty Trusts in a tax-deferred account, you can skip the tax preparation step and unlike MLPs, owning Royalty Trusts in your 401K or IRAs won’t trigger the dreaded UBTI. But if you happen to own them in a taxable account, be prepared to spend some time doing the tax math for each Royalty Trust you own.
Kari @ Small Budget Big Dreams writes Financial Confession: I Hide Money – Do you hide money from your friends, family and spouse? I do, but it’s probably not what you think.
Van Beek @ Stock Trend Investing writes Who Else Is Not Afraid Anymore To Lose Money? – When you invest in the stock market you always lose money. And why is that? The reason is that losing money on the stock market is a matter of perception. And unless you overcome this perception, you will always end up feeling bad when investing in the stock market; even when you make lots of money.
Host Highlight – Beating Broke @ Beating Broke writes Money Is a Finite Resource – Perhaps you’ve heard the saying “You can always make more money”, or the one that goes something like “They’re always printing more”. Perhaps you’ve bought into the guru’s advice that if you work extra hard, and save every penny, you can make way more money than you’ve ever dreamed of. If so, there’s a small problem. Money is a finite resource.
Jake @ I Am 1 Percent writes 7 Financial Tips For Young Adults – Seven tips I wish I had in my late teens and early 20’s that would’ve assisted me in my road to being in the 1 percent
Teacher Man @ My University Money writes Why Cutting The GST Was Great Politics and Terrible Economics – As some of you may have picked up on I tend to have a slightly right of center bias on economic issues (not social ones I should quickly point out). I tend to believe in many of the bedrock foundations of fiscal conservatism such as a balanced budget, the responsibility of the individual, and small governments.
J.P. @ Novel Investor writes The Tax Deadline Is Only Two Weeks Away – If you procrastinate like me, we’ve got about two weeks left to get everything finalized and sent off to the IRS. With that in mind, here’s all the information you need to make the most of your refund and get that tax return in on time.
Karl @ CultOfMoney writes A late payment scare, P2P update – After logging into my Prosper account the other day, I notice that the status on one of my loans has a funny color next to it I haven’t seen before. I investigate to see that one of my loans is now considered late in the 1-15 day range. I don’t like this.
Earth and Money @ Earth and Money writes Stop Price Shopping for Groceries Now! – For most people, going to multiple grocery stores to take advantage of sales on different items is a complete waste of time and resources.
Steve Zussino @ Canadian Personal Finance writes Why and How to Create an Emergency Fund – An emergency fund is an essential part of every family’s financial plan, yet so many people don’t seem to have one set up. Wouldn’t it be nice if you no longer had to worry about what would happen if a financial emergency came up? That’s exactly the kind of security you can get with an emergency fund and exactly why you should have one in place.
Kraig @ Young, Cheap Living writes How To Get Started with Mint.com – This article outlines the overall concept of Mint.com and the basics of how to use it. It looks at how it displays and calculates your net worth when you connect it to all of your financial accounts. This post also describes Mint’s budget functionality and how to create and manage a budget using it.
Glen Craig @ Free From Broke writes President Obama Signs STOCK Act – No Congressional Insider Trading – President Obama signed into the the STOCK Act – Stop Trading On Congressional Knowledge Act. See more about the Act and how if affect the way Congress can trade stocks.
Paul Vachon @ The Frugal Toad writes Where to Find Financial Aid for College Tuition – With college tuition rising much faster than the rate of inflation, more college-bound students depend on financial aid to help pay for college. This comprehensive guide shows you where to find financial aid and scholarships.
Michelle @ See Debt Run writes Superstition Ain’t The Way…Or Is It? – Do you have any superstitions about money? Here are some I’ve recently heard. Do you believe in them?