Suze Orman, one of the most well known personal finance gurus in the media, announced a few days ago that she had created, and was releasing, a new prepaid debit card.  Prepaid debit cards, if you’re not familiar with them, are cards, like credit cards, where you prepay and then can only use the card [...]

Despite the best of intentions and the clearest of budgets, sometimes holiday spending can snowball out of control. It can start with an innocent extra box of ornaments or a gift for someone not on your list, and before you know it, you’ve charged the entire month of December on your credit cards and you’re [...]

My family and friends can’t stand going shopping with me. I used to be easily influenced into buying anything. Now I simply don’t want to buy anything. I’m the worst person to go shopping with now. I second guess every purchase. If I do end up buying something, I ask myself, “what will I get [...]

Holiday shopping is in full swing now, and you may be feeling the financial pressure.  Shane recently quit his job and is working on a tight holiday budget.  My husband and I are in the midst of being gazelle intense, so we don’t have much extra money for gifts.  Yet even though we don’t have [...]

With the recent increase in new fees at banks, and the backlash it has caused, people are starting to determine what the alternatives are.  At the moment, there are still banks and credit unions that are maintaining their current fee structure without adding anything new.  Many of those are also maintaining their “free” accounts.  But, [...]

As I was traveling to the Financial Blogger Conference a few weeks ago, all the news was talking about how Citi had announced that they would be charging more fees on debit cards.  In fact, there have been quite a few banks that have announced an increase in fees over the last few weeks and [...]

According to CNNMoney, Wells Fargo will begin testing a program to charge a $3 a month fee for debit cards. Wells Fargo said Tuesday it will start charging a $3 monthly fee for debit card usage to customers in Georgia, New Mexico, Nevada and Oregon beginning Oct. 14. “We regularly review our pricing and take [...]

Although the commercial sector would like to have you believe romance is strictly related to the wallet, the contrary is actually true. Most people will tell you the most romantic gift they’ve ever received cost very little, if any, money. This is great news for the guy or gal on a budget, and could stand [...]

The following is a Guest Post By Odysseas Papadimitriou, founder of Card Hub, a marketplace for the best credit card deals and operator of the nation’s biggest gift card exchange Locks, alarm systems, man’s best friend, even security cameras and gates—you know the best ways to protect your home from burglars. But do you really [...]

There’s been a lot of talk about the recent legislation that affects the interchange rate, and how that will affect the fees and rewards that we currently get from banks.  So, I thought it would be fun to take a look at how banks and credit unions make their money.  What exactly is it that [...]