If you read this blog through a feed reader, or just haven’t visited in the last week or so, you likely haven’t seen the new banner that I’ve put up on the right side of the site. It’s a lovely little banner (designed by me) for a White Paper / Report that I put together. [...]
According to J.D. and several other places I’ve seen, Credit Card Companies are Being a lot more pro-active about closing unused Credit Card Accounts. Why would they do that? And why does it matter to you?
First, they do it because every open account costs them something. It may not be much, but they still have [...]
The number one, single most effective way to increase your credit score is to pay your bills on time. Followed closely by not missing any payments. But if you’re following the first rule, you shouldn’t have any problems with the second rule.
To begin with, you should know what area your credit score resides. Lenders decide [...]
