If you’re ready to make a change and get your finances in order, you need to check out the 31 Days to a Better Bank Balance by my Yakezie friend, Money Crush! Each post contains a great nugget of personal finance wisdom and a task/step that you can complete that very day to improve your [...]
When many people discuss buying more produce (fruits and veggies) the most common complaint is how expensive it is. How can they afford to pay that much for fresh produce and still feed their family?!? Well, I think it’s a myth. Based on my recent visit to the grocery store, the price of produce is [...]
I won the lottery last week. Almost. Not quite, but almost. I suppose I would have had a better chance if I still played the lottery. I used to play the lottery off and on by myself, buying a ticket now and again, when the jackpot was several hundred million. Then, I joined a group [...]
It struck me the other night, as I was reading a book and came upon a section on Ponzi Schemes, that insurance companies are borderline ponzi’s themselves. The definition of a ponzi scheme is when the broker/banker/agent takes money and promises a unusually high return and then pays said return from the incoming money from [...]
Quick! What’s the first thing that pops into your head when I say “escrow account”? It’s that account that’s associated with your mortgage, isn’t it. That’s the first thing that come to me when I hear the word. But, that isn’t all that an escrow account is. At it’s very basic beginnings, an escrow account [...]
As you’ve probably gathered, I’m a bit of a budget enthusiast here. It’s a budget that got our finances back on track and it’s a budget that keeps them headed in the right direction. Our budget tells us when we’ve overspent and helps us adjust to bring us back to balance when we have overspent. [...]
There’s been some talk recently (and in the last several years) that we should get rid of the dollar bill and move to using a dollar coin. Most of that talk is pro dollar coin. And, for the most part, their argument makes a lot of sense. The dollar bill is an expensive bill to [...]
When it comes down to setting your budget, saving your money, spending your money, and acting responsibly with money overall, you are your own worst enemy. You and only you are responsible for keeping your self-made goals. There are tools that you can use to help yourself, but the only enemy that you need to [...]
I just saw a press release article on Spirit Airlines’ decision to begin charging for carry-on luggage. They justify it by saying that it will allow for cheaper fares by not making customers who don’t want to carry-on luggage subsidize those who do. The fees, $40 at the gate, $30 in advance, and $20 if [...]
I have to admit a bit of ignorance here folks. For years, I associated the word Prodigal with the word Prodigious. They have the exact same root structure, only different suffixes. Prodig -al -ious. Whoops. The story of the Prodigal Son should have tipped me off, but never did. It wasn’t until I was reading [...]
