The following is a guest post by Andrea from Nickel By Nickel. This article is part of the Yakezie blog swap #10 and the topic for this blog swap is The Best Go Green Method to Save Money. I’m sure you’ve all read the posts on laundry detergent, compost piles, insulation, rain-barrels and gardening and [...]

This post is a guest post from FPT Guy.  FPT Guy is a writer, the owner and managing editor of Financial Planning Tips – (Twitter follow: http://twitter.com/fptguy) – attempting to liven up the topic of personal financial planning – while helping to guide folks to financial security and freedom. 12 Ideas For Spending & Splurging [...]

Although the commercial sector would like to have you believe romance is strictly related to the wallet, the contrary is actually true. Most people will tell you the most romantic gift they’ve ever received cost very little, if any, money. This is great news for the guy or gal on a budget, and could stand [...]

According to a new report by the American Express Spending and Saving Tracker, 15% of the American citizens plan to augment their savings in 2011; as compared to a poll in 2010 and 40% say there will be no changes in their spending behavior this year. Are the Americans planning to spend more dollars in [...]

If retirement is fast approaching and you haven’t spent much time preparing for it, then you will likely find your golden years to be a little restrictive when your regular income stream ceases and you haven’t planned on how to replace it. However, you don’t need to panic just yet as you may still be [...]

If you’re reading this blog, chances are you know all the tips and tricks associated with spending less. But everyone needs to spend money sooner or later. So when you know you’ll have to open up the wallet, spending smarter is your last defense against wasting your hard earned cash and maintaining a contribution to [...]

Although bankruptcy has turned into a serious possibility even for the most frugal of households, it has sadly retained its social stigma: Not only will entering into insolvency mean you’re no longer in full control of your finances, it may also make it harder or downright impossible for you to find a new job or [...]

The banking and credit card reform laws were supposed to help us – and they did in many aspects – but one of the unintended consequences is that banks are making up for the lost revenue sources by creating new ones… fees, fees, and more fees! I just closed my brokerage account from BoA/Merrill Lynch [...]

Guest blog post by Lisa Cintron of Advisorworld.com With the price of gold challenging new all-time highs on a regular basis, more and more investors have begun to consider if the commodity should be a part of their retirement plan. Classically overlooked for multiple reasons, given the current economic landscape, gold should be an element [...]

Home insurance cover is an essential purchase for anyone needing to protect their home and possessions from an array of damaging occurrences, including theft, fire, accidental damage and, in some cases, natural disasters. Unfortunately in a recession, many people have been obliged to seek ways to cut their outgoings and home contents insurance policies have [...]