Retirement.  Have you thought about that yet?  Still think you’re too young to deal with that?  Or, just assume that your company 401(k) is enough, so why even worry about anything else?  Let me introduce you to the Roth IRA. IRA is an acronym that stands for (I)ndividual (R)etirement (A)ccount.  The Roth part is named [...]

I’ll be the first to admit, here and elsewhere, that I’m not an investing savvy person.  I know just enough to get myself into trouble.  One of the new terms that I’ve learned just recently is Spread Betting.  Now, most anything that I’ve ever dealt with that involved the words spread and betting involved bookies, [...]

Reader David left a comment with the following question in it: Every other mutual fund I have ever owned has at one time or another paid out dividend distributions.This includes funds that I have held on my own, and some that were held in Traditional and Roth IRA’S. Not so with any funds I have [...]

The following is a guest post sponsored by City Index.co.uk. Spread betting offers an inexpensive gateway into the world of stocks, indices, commodities and currencies, making it an attractive alternative to traditional trading for new traders. In addition, it also offers traders tight fixed FX spreads from 1 point to greater leverage. Meanwhile, this form [...]

You already know that I like Lending Club as an investment vehicle.  The returns are good (or great, depending on your default rate), and I like the idea that my money isn’t going to line the pockets of some corporation, but is being used to help someone who needs a loan get a better rate [...]

As I mentioned in my last post, I’ve been taking 10% of my income from my online ventures and splitting it between my Lending Club account and my Sharebuilder account.  It’s been a bit of an experiment.  Nothing scientific, but a test to see if I drop the same amount of money into each account, [...]

As I mentioned before, I’ve been taking the normal 10% contribution amount that most would be putting into their retirement accounts and splitting it between my lending club account, and a sharebuilder account.  It’s been a bit of an experiment.  I happen to think that lending club is a relatively safe investment option for a [...]

Even though college students usually don’t have a ton of cash, it’s still possible for you to begin investing while you’re still in school. A small amount of money taken from whatever source of income you may have could build into a portfolio worth a lot of money, providing it’s managed correctly. The investment strategies [...]

It’s important to trust your financial advisor. A few years ago I caught a story on the local news about a financial advisor from my hometown who was arrested for violating that trust. He had been a financial advisor for many years and was charged with financial exploitation of the elderly. In one instance, he [...]

Prosper.com, the social lending site, is having a super special to honor our veterans this weekend.  Starting today (11/11/11) through Tuesday (11/15/11), they’re doing some special stuff for veteran’s loans. $50 Donation for Every Listing to the National Military Family Association Prosper will also donate $50, up to $10,000, to the National Military Family Association [...]