Consideration provided by Compare the Market One of the reasons that I dislike payday loans so very much is because of the terribly high interest rates that the payday loan companies get away with charging.  Couple that with the high fees, and it doesn’t take a genius to see why most people who know anything [...]

This post provided by Money Supermarket. People have often been told that investing in a home is the best thing they can do. In the recent financial crisis many people have found this not to be true. The reason for this is that so many lenders gave loans to people who were simply not qualified [...]

This post on behalf of Emortgage Calculator One of the more important parts of buying a house, is not over spending on the house that you plan on buying.  Despite all the headlines during the recent real estate boom and crash, people are still trying to buy much more house than they can reasonably afford.  [...]

Many of us have heard of debt consolidation loans.  Some of you might have even used one before.  They’ve gotten a bit of a bad rap over the last few years because they get associated with debt consolidation companies, some of which can be a bit shady.  But, they aren’t all bad.  And, in some [...]

As I mentioned in my previous post on finding a Real Rate of Return for My Lending Club Portfolio, I am unable to invest directly into the loans on Lending Club.  There’s some regulatory issue between Lending Club and my state that makes it that way.  So, I have to purchase my investments through their [...]

There’s been a lot of talk about the recent legislation that affects the interchange rate, and how that will affect the fees and rewards that we currently get from banks.  So, I thought it would be fun to take a look at how banks and credit unions make their money.  What exactly is it that [...]

Your car will be is likely to be one of the biggest expenses in your budget, but if the thought of getting rid of it and catching public transport makes you cringe, don’t worry, because you don’t have to get rid of your car to save money. Instead, you just need to take some care [...]

This post comes from the NerdWallet.com team, experts in helping consumers to find low APR credit cards. If your mortgage isn’t one of the many that is now “underwater,” you’ve got a good thing going. Maybe you’ve lived in your home for a while, maybe you live in an area of the country that sidestepped most [...]

Prosper.com, the P2P lending site that started it all is turning 5 today.  And, to celebrate, they’re giving everybody a payment refund.  Well, OK, not everybody.  But, everybody that lists a loan today (Feb. 17th 2011) and gets it funded will get a refund of their second loan payment. The details (A.K.A. fine print) * [...]

Everybody knows that you want to have the best credit score you can.  Why?  Because the better your credit score, the better the rates you can get on your loans, of course!  But, did you know that there are other reasons to try and improve your credit score?  In fact, here’s five ways that having [...]