Confessions of a Professional Blogger – Book Review

Confessions of a Professional Blogger

By: Miranda Marquit

Confessions of a Professional BloggerDisclaimer: I received a copy of this book from Miranda.  My policy on books I receive free copies of is that I don’t review them unless I like them.

How many of us, myself included, don’t jump at the chance to get a little insight into how someone who does something that we want to do for a living, for a living?  I know that when Miranda asked me back at the end of 2013 if I would read her book that I immediately said yes.  It’s been a little while since she first sent over a copy, but that’s totally on me.  I read a lot of books, and somehow hers got lost in the shuffle and ended up at the bottom of the to-read pile.  I wish it hadn’t, but it did.

On to the book.  It’s a short read at just over 100 pages, but it’s chock full of excellent information on becoming a professional blogger.  Miranda leads the reader through the steps of starting out and gaining fans for your blog, or for gaining customers for your freelance writing.  Throughout the book, Miranda focuses quite a bit on the details on how she manages her freelance clients, the way she’s created the “package” of services that she provides, and how she structures it all to the benefit of all involved.

If you’re looking to test the freelance writer waters, Confessions is a quick read that’s loaded up with information on where to start, what you need to do, and how to keep it rolling.  You’ll find the book to read like a lot of Miranda’s articles, smooth and concise.  And who better to learn from than someone who used her freelance writing to become the primary breadwinner for her household?

You can pick up a copy of Confessions of a Professional Blogger at her site, MirandaMarquit.com.

How a Drop in Income Turned Out to Be a Good Thing

Over the last few months, my husband and I have lost some income.  Not a little drop in income.  About 20 to 25% of our monthly income.  And let me tell you, we weren’t earning more than the median income for a family of five to begin with.

Our budget was already tight, so when the drop in income happened a few months ago, I’ll admit, I panicked a bit.  I felt a little bit desperate.  I’m sure those of you who’ve been in a similar situation know the feeling.

And then I took a deep breath, and told myself we’d be alright.  And we are alright.  We’re actually better than alright.

Taking Stock of the Positive

The first thing I did, after I calmed down a bit, was to look at the positive side.  We had already paid off half of our debt, so we don’t have several debts to pay monthly.  We’re only left with one student loan payment every month, so that is a relief.  (When we started our debt repayment over two years ago, we had five monthly debt repayments that totaled almost $1,000 a month.  Now, we only need to pay $315 a month.)

drop in income a good thingSecondly, we’re used to living on a tight budget because we’ve been doing so as we try to pay down debt.  Our income drop, though not slight, was not going to throw us into a completely different style of living that we weren’t accustomed to.  I’m used to buying my clothes second hand.  I’m used to cooking all of our meals from scratch and not going out to eat.  The only adjustment we had to make was buckling down even more.

Why Our Income Drop Turned Out to Be a Good Thing

While our budget is lean, we still had some fat there.  We subscribe to Netflix for both streaming movies and DVD home delivery.  After the income drop, I decided the home delivery at $11.99 a month could go.  I had been thinking this for awhile, but I was afraid we’d miss the service.  Guess what?  We don’t.  I can borrow most of the movies for free from the library.

In addition, I think much more carefully about purchases now.  Buying something on a whim is no longer a possibility.  I have to think carefully before making a purchase, which has made me realize I don’t need many of the things I’ve been thinking of buying.

I also took other frugal steps that I’d been to lazy to take previously.  I had always read that making your own laundry detergent can be a big money saver.  A year ago, I bought all the supplies that I needed, but I never got around to making it.  Well, I finally did a few weeks ago, and it works great.  Sometimes it takes circumstances to prod me into changes I should have made a long time ago.

Of course, we don’t want to live with such a tight budget indefinitely.  But now I know that there are many cost cutting measures I’ve implemented that aren’t difficult.  When we make more money, that just means I’ll have room for greater savings and paying off that last student loan.

Have you ever experienced a tight budget?  If so, did you find it to be a good thing as I have?

The Struggle with Enough

If you’ve read any of the more popular personal finance blogs, books, or attended any of the seminars, one of the more pervasive themes is the idea of enough. Heck, I’ve even written about it before.  Just what is enough, or how much is enough.  They’ll tell you that you need to find your “enough”, and then hold yourself to it.  Instead of using the inflated “enough” that the Joneses next door use, you’ve got to take a good look at your finances and find your own “enough”.  Now, a show of hands, how many of you have actually found what enough means to you, and held to it?

I can’t actually see your hands, so maybe a show of hands wasn’t the right way to measure the tally.  But, I’d bet that only a few of you actually would have put your hands up.  Why?  Because, you struggle with enough.  I do too.  Enough is an arbitrary measurement.  What you think enough is today isn’t necessarily going to be enough tomorrow.  So many factors go into what we believe enough is, and many of them change regularly.

A few years ago, if you’d have asked me what enough was, I would have told you that it was having a good paying job, a nice house with room for my family, and enough leisure time to enjoy the benefits of having those things.  Today, my answer is a bit different.  I quit my job a few months ago, and have had no other income besides what a part-time job and a handful of small sites provides.  We still have my wife’s income, but, compared to what we were making before, it’s a fraction of what it was.  Today, enough has a totally different feel to it.  And, we struggle with it.  Just like I’m betting you do to.

Enough money does © by Michell Zappa

The struggle is rooted deep into our psyches.  Growing up, we’re inundated with commercials touting the latest and greatest toys.  As adults, the only difference is the price of the toys.  Instead of a “Castle Grayskull Playset“, we want to have the newest credit card with all the fancy bonus miles, the new car with the rearview camera, or the house with the dedicated room for a library or mancave.  And that doesn’t even begin to touch the use of money as a security device.

People fear being broke.  A quick reminder that the name of this site is Beating Broke, will tell you that even I am not immune to the fear of being broke.  I’ve got a small secret to let you in on though.  Like “enough”, how you define “broke” makes all the difference in the world.  For some, being broke means making less than $100,000 a year.  If that’s the case, my family is way beyond broke.  Even when I still had my job, we were a full-time income away from making $100,000 a year.

What does broke really mean to you?  To me, broke is a place where you have tons of debt, and your income is the only thing keeping you afloat.  You’re stuck in a job you don’t like, so that you can make money to pay your bills.  The funny thing is, I feel less broke now that I don’t have a full-time job, than I did when I had my job.  Part of that may be straight up delusion, but it’s true.  But, I think a good part of that also comes from changing my definition of enough.  Instead of the good paying job, nice house, and leisure time, my definition of enough is something that feels a little bit more like satisfaction.  I’m satisfied with just barely making enough to pay the bills.  I’m satisfied with finding free or low cost activities that will entertain us.

And yet, we struggle with it.  For the last few weeks, I’ve been struggling with the idea of getting a new full time job.  Partially because the income from this and other sites hasn’t scaled to the degree that I thought it might.  Partially because with the amount that I’m making we teeter on that precipice of being able to adequately pay our bills.  And, partially, because we still struggle with the definition of what enough is.

What is your definition of enough?  How has it changed over the years, and do you feel that your definition of enough is enough?