I recently had the chance to chat with Todd Tresidder.  If you don’t know the name, don’t worry.  Up until about a year ago, I didn’t either.  But, the short of it is that the guy is retired.  In fact, he retired much earlier than most will.  At the ripe “old” age of 35, he [...]

The following is a guest post from Simon Cunningham who is the editor of LendingMemo.com, a site devoted to heralding the amazingness of peer to peer lending. Imagine it is Monday morning. You just had a great Sunday with your family, doing chores around the house and watching a movie together. But now you are [...]

I’ve been going back and forth with myself over whether I should write a post about how I am withdrawing money from an IRA.  It’s not something that is recommended, and certainly not something that most people who write personal finance blogs talks about.  In fact, it’s somewhat embarrassing that I am doing it at [...]

Thanks to working at my “traditional” job for 11 years that included a dollar for dollar match on my retirement contributions after 5 years of service, I have a nice 6 figure retirement account.  However, I left that job 1.5 years and the money is still just sitting there with my old employer.  The problem?  [...]

Investing Made Simple: Index Fund Investing and ETF Investing Explained in 100 Pages or Less By: Mike Piper (ObliviousInvestor.com) I had the opportunity to meet Mike at the first FINCON in Chicago last year.  He’s a thoroughly nice guy.  I knew him from his blog and website, but for some reason I hadn’t known the [...]

Everybody is familiar with the story of Peter Pan, right?  That old tale about the boy who refused to grow up and spent all his time flying around neverland with his friends? Well, you may not realize it, but you probably know a few Peter Pans yourself. I Don’t Want to Grow Up! What makes [...]

Retirement can sometimes be like that one cousin at family gatherings.  The one that nobody likes to talk about.  I think that, like that cousin, it’s easier to put our retirements out of our minds simply because, for many of us, it’s still so far away. We’ve still got 10, 20, 30, or even 40+ [...]

Reverse Mortgages are a bit of a mystery to me.  Being a homeowner, I understand the concept of a mortgage.  I understand that I agree to pay a certain amount each month, based on the terms of my mortgage, to a bank in order to some day, hopefully, own my house.  I get that.  But, [...]

Retirement.  Have you thought about that yet?  Still think you’re too young to deal with that?  Or, just assume that your company 401(k) is enough, so why even worry about anything else?  Let me introduce you to the Roth IRA. IRA is an acronym that stands for (I)ndividual (R)etirement (A)ccount.  The Roth part is named [...]

Reader David left a comment with the following question in it: Every other mutual fund I have ever owned has at one time or another paid out dividend distributions.This includes funds that I have held on my own, and some that were held in Traditional and Roth IRA’S. Not so with any funds I have [...]