About the writers
Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in Arizona where she dislikes the summer heat but loves the natural beauty of the area.
James Hendrickson is an internet entrepreneur, blogging junky, hunter and personal finance geek. When he’s not lurking in coffee shops in Portland, Oregon, you’ll find him in the Pacific Northwest’s great outdoors. James has a masters degree in Sociology from the University of Maryland at College Park and a Bachelors degree on Sociology from Earlham College. He loves individual stocks, bonds and precious metals.
This blog is part of the District Media, Inc. portfolio. Originally founded in the District of Columbia in 2007, District Media, Inc. is an independent media company. Our objective is to deliver high-quality personal finance news and advice that informs, empowers, educates and entertains the public. We provide this information free of charge through our portfolio of personal finance websites, with all operating expenses paid through advertising.