Beating Broke

Personal Finance from the Broke Perspective

  • Home
  • About
  • We Recommend
  • Contact
  • Privacy Policy

Powered by Genesis

7 Things Your Mom Should Have Told You About Men and Why She Didn’t

April 24, 2025 By Teri Monroe Leave a Comment

The truth about men that your mom didn't tell you
Image Source: Pexels

There are some things about dating and relationships that your mom held back. Some of these things she knew you’d figure out, and some she couldn’t bring herself to say. Here we’ll tell you the real truth about men that she left out.

1. Not All Men Are Good with Money

We often assume that men are more analytical and good with numbers. Although this might be true, it doesn’t mean that they know how to manage their money. The truth about men is that they have different money strategies than women. Many studies have found that men tend to be more confident in their financial knowledge and more open to risky investments. Women are more cautious investors with an eye toward the future.

In 2021, CNBC reported on a Fidelity study that found women investors are outperforming men. The CNBC article said that “women may outshine men with a buy-and-hold investing strategy. Women have also made strides beyond retirement accounts, with two-thirds now investing extra savings outside of emergency funds.”

2. They Don’t Always Understand You

Men aren’t mind readers and communicate differently from women. Women can be passive-aggressive when mad or drop subtle hints. Men usually don’t pick up on these cues. If you want to have a healthy relationship, clear communication is key. Your mom probably expected you to figure this out as you started dating that men communicate differently.

3. They Want to Fix Things

Sometimes women just need emotional support, but men tend to be fixers. In challenging situations, men want to provide solutions and sometimes forget to listen. Women may need to be clear that they just need a shoulder to cry on or validation. This may come from the fact that men have a hard time showing emotional vulnerability. Being vulnerable and emotionally available comes more easily for women.

4. They Want to Be Needed

The truth about men is that they like to be relied on and feel that they are needed by you. Your mom probably wanted to raise you as a strong and independent woman. However, in any partnership, you both should be able to lean on each other. In many ways, you’ll have to learn what works in your relationship and not pay attention to stereotypes.

5. Some Have No Motivation

Not every man has aspirations to climb the corporate ladder. Some are content having a steady job with no desire to seek a promotion or a better job. Some are more focused on quality of life or following their passion than chasing a bigger paycheck.

6. Some Can’t Commit

No matter what you do, you may not be able to get some men to commit. It’s not you, some men prefer to be single or in a casual relationship. Men also mature more slowly than women, so this may play a role in men settling down later in life.

7. Some Don’t Want a Family

You may learn as you get older that some men don’t want children. This can be especially challenging as a woman if you want kids. Don’t waste your time if you can’t agree on having a family or not.

What are some other things about men that your mom didn’t tell you? Let us know your experience in the comments.

Read More

The Ultimate Frugal Shopping List for People Who Always Forget The Essentials

6 Reasons Baby Boomers Were Never Broke and How You Can Follow Their Lead

Teri Monroe Headshot
Teri Monroe

Teri Monroe started her career in communications working for local government and nonprofits. Today, she is a freelance finance and lifestyle writer and small business owner. In her spare time, she loves golfing with her husband, taking her dog Milo on long walks, and playing pickleball with friends.

Filed Under: Dating Tagged With: dating advice, things your mom didn't tell you about men, truth about men

The Ultimate Frugal Shopping List for People Who Always Forget The Essentials

April 22, 2025 By Teri Monroe Leave a Comment

frugal shopping list ideas
Image Source: Pexels

Today, it’s even harder to be frugal when grocery shopping, especially with inflation. According to the Economic Research Service, grocery prices have risen by more than 23% from 2020 to 2024. If you want to save on groceries, you have to be strategic. You’ll also need to go to the grocery store armed with a shopping list. Here we’ll discuss how to save on all the essentials, even if you always forget them.

Pantry Staples

The best way to save money on groceries is to start stocking up your pantry stash. Wait until essentials like rice, beans, and pasta go on sale. Then, you’ll save even more money by buying these items in bulk. You’ll continue to save money if you utilize your pantry when cooking meals. Many pantry staples add affordable bulk to meals that help you keep the overall cost per serving down.

Vegetables

For frugal shopping list ideas, pick up vegetables that don’t spoil quickly. You’ll definitely want to grab a bag of potatoes, onions, and carrots. Each of these has multiple uses and doesn’t cost a lot. You may want to consider canned or frozen vegetables as opposed to fresh.

Fruits

Buying fruit, especially cut fruit, can drive up the cost of your groceries. Instead, you’ll want to buy staples like bananas and apples. Usually, there is at least one variety of apples on sale per week. Additionally, canned fruits are usually the cheapest option.

Bread

Some breads go bad more quickly than others. Sometimes, cheap white bread like Wonder Bread is the best choice. If you prefer other varieties like sourdough, you may want to consider making your own to save the most money.

Dairy

With the average price of eggs high right now, substitutes may save you the most money. You can substitute applesauce or mashed bananas for eggs if you’re baking or silken tofu for savory dishes. Cheese can also be expensive if you purchase it from the deli counter. Instead, look for store brands or sale items.

Meats

To save the most money, you don’t need the best cuts of meat. Look for manager’s specials or things like country-style ribs, ground turkey, thin-cut steaks, or sausages. You usually can get a good deal on any of these items. With the right recipe, you won’t have to sacrifice taste either.

Paper Products

Toilet paper and paper towels can cost you a pretty penny if you buy an expensive brand. Instead, you may want to buy items on Amazon and utilize a subscribe & save deal or apply a coupon. You can find the best Amazon deals on Jungle Deals.

Frugal Shopping List Ideas

Don’t wait to purchase the essentials if you want to save money. If you truly want to be frugal and save on your groceries, you’ll have to look for the best deals and buy essentials during sales. Then, you can start to build recipes around these items.

Read More

6 Reasons Baby Boomers Were Never Broke and How You Can Follow Their Lead

Stolen Money: 8 Things Do Immediately After Finding a Bag of Money

Teri Monroe Headshot
Teri Monroe

Teri Monroe started her career in communications working for local government and nonprofits. Today, she is a freelance finance and lifestyle writer and small business owner. In her spare time, she loves golfing with her husband, taking her dog Milo on long walks, and playing pickleball with friends.

Filed Under: Frugality Tagged With: frugal groceries, grocery budget, shopping list ideas

6 Reasons Baby Boomers Were Never Broke and How You Can Follow Their Lead

April 17, 2025 By Teri Monroe Leave a Comment

6 Reasons Why Boomers Are Not Broke
Image Source: 123rf.com

Does it seem like your Boomer parents were never broke? For many Millennials and Gen Zs, it may seem impossible to get out of debt and grow your wealth. So, what financial secrets do Boomers live by? Here are 6 reasons Baby Boomers were never broke and how you can follow in their footsteps.

1. They Budgeted and Lived Within Their Means

Today, many younger generations give in to impulse spending and FOMO. Baby Boomers are well aware of their finances. In most cases, they don’t exceed their budgets or buy things they can’t afford. For example, if Boomers decide to take a vacation, they are very price-conscience and look for the best deals. When it comes to other purchases, they usually focus on needs over wants.

2. They Prioritized Big Purchases

Baby Boomers meticulously saved for larger purchases like homes and cars. They worked hard to pay off their mortgages and debts. Just because they tend to have a higher disposable income, they are still very value-driven in their spending and are more likely to make big purchases if they get a good deal. In contrast, many younger generations are quick to pay full price for bigger purchases, especially as the housing market has become more competitive.

3. They Stretched Every Dollar

Boomers are experts when it comes to money-saving hacks and cutting costs. They understand that you may need to buy things that are quality over quantity. For example, they don’t buy fast fashion the way younger generations do. They are more likely to cook at home than young people, and they often carry cash for purchases instead of using credit cards.

4. They Valued Their Money

Baby Boomers value things like how much money they have saved, and their self-sufficiency. They can be very prideful and don’t accept help or handouts. By having this mindset, they make sure that every dollar they earn is working for them by investing or growing their savings. For example, Baby Boomers have the largest percentage of their wealth in stocks and mutual funds. According to Federal Reserve data, about 28% of their wealth is in this category.

5. They Stayed in Their Jobs

Boomers are known for staying in their jobs. According to Fortune, a new poll says more than 40% of America’s baby boomers stayed with their employer for more than 20 years. This loyalty has paid off for many Boomers. Unsurprisingly, the driving factors are often tenures and traditional pensions. While many younger generations aren’t offered this opportunity for their retirement, Millennials and Gen Z can take a page out of Boomer’s book when it comes to job loyalty.

6. They Didn’t Spend More as Their Income Increased

Lifestyle creep is often a huge problem for younger generations. As their income increases over time, they usually continue to spend more and increase their budgets. One of the many reasons that Boomers are not broke is because they are traditionally more conservative with their money and frugal.

What financial tips will you adopt from Boomers? Let us know your thoughts in the comments.

Read More

Stolen Money: 8 Things Do Immediately After Finding a Bag of Money

The Emotional Bankruptcy of Hoarding: When Sentiment Costs You Everything

Teri Monroe Headshot
Teri Monroe

Teri Monroe started her career in communications working for local government and nonprofits. Today, she is a freelance finance and lifestyle writer and small business owner. In her spare time, she loves golfing with her husband, taking her dog Milo on long walks, and playing pickleball with friends.

Filed Under: General Finance Tagged With: Boomers not broke, How Boomers save money, Money-Saving Tips, Why younger generations are broke

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • …
  • 21
  • Next Page »
  • Facebook
  • Pinterest
  • RSS
  • Twitter

Improve Your Credit Score

Money Blogs

  • Celebrating Financial Freedom
  • Christian PF
  • Dual Income No Kids
  • Financial Panther
  • Gajizmo.com
  • Lazy Man and Money
  • Make Money Your Way
  • Money Talks News
  • My Personal Finance Journey
  • Personal Profitability
  • PF Blogs
  • Reach Financial Independence
  • So Over Debt
  • The Savvy Scot
  • Yes, I am Cheap

Categories

Disclaimer

Please note that Beating Broke has financial relationships with some of the merchants mentioned here. Beating Broke may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

Visit Our Advertisers

Need to change careers? Consider an Accounting Certificate Program from WTI.