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Car Buying Tips for New Parents

May 30, 2021 By Justin Weinger Leave a Comment

Whether you’re expecting for the very first time or already have your newborn in your arms, moms and dads are super busy all of the time. From preparing the baby’s room to making sure you have enough diapers and getting into a routine as new parents to childproofing the house for the day your newborn becomes a toddler, a lot is going on.

Now you need to purchase a new car and want to make sure that it’s safe and secure for your bundle of joy. Now that you have your credit union car loan in your hand, it’s time to determine what the safest car out there is for your family.

Check Safety Ratings

As a parent, it’s your responsibility to keep your child safe, in and out of the car. Make sure that you check car safety ratings through NHTSA and IIHS before deciding which is the best family car for you. These sites can help you compile a list of the safest vehicles on the market today, and then you can narrow it down and choose from that list. It’s also essential to determine which safety features are the most important for you, such as Onstar. Check the safety ratings of cars just as you check reviews and the durability of the car seat you choose to transport your child in; both are important.

Choose the Right Interior Design

When selecting a new or used car to drive your baby around town in, interior design is extremely important. For example, when you have a newborn, you need enough clearance between the front and back seats to install the rear-facing car seat that is required by law. It’s also important for whoever is riding in the backseat with your child to have enough room to maneuver and still be able to properly fasten and wear their seatbelt. In other words, a sports car and a baby really don’t mix if you want room and safety.

Always Check for Trunk Space

When you have a newborn, you have a ton of stuff to take with you everywhere you go. Whether you’re traveling to your parent’s house in another town or just going to the grocery store, babies need lots of things. That’s why it’s vital for any car you choose to have plenty of cargo and trunk space.

The last thing you want is to head out on a six-hour ride with everything crammed into the backseat of the car and a cranky newborn in tow. A good rule of thumb to follow is if the stroller refuses to fit in the trunk, it’s not the right family car for you and your expanding family. You don’t want to stack things in the car because it makes it hard to see out of the back window, and if something falls, it could easily injure your baby or cause an accident.

Overall Value 

Of course, as a new parent, you have to purchase a car that fits into your budget. However, you don’t want to sacrifice safety for a lower price. Concentrate on safety first, then your budget afterward. Make sure to check the mileage on the car and determine if it’s good on gas or a gas hog to begin with, then go from there when making your final decision.

These are just a few tips to help you find the right vehicle for your family when you have a newborn or a baby on the way. Safety is a top priority, and then you can start looking for something you can drive for years to come.

Car reviews would be a big help in choosing the best car for you and for your family. Check this out to find more information on different variants of vehicles.

Filed Under: Cars

Why Buying a Toyota Sienna Was One of Our Best Decisions

August 24, 2020 By MelissaB 3 Comments

Almost 16 years ago, my husband and I had one child—a four-month old—and we decided our Toyota Echo was too small for our growing family.  We found a Toyota Sienna and made the leap.  That car was by far our greatest financial commitment at the time as it cost $25K.  (We didn’t own a home then.)  While paying so much back then made us nervous, there are several reasons why buying a Toyota Sienna was one of our best decisions.

Why Buying a Toyota Sienna Was One of Our Best Decisions

The Benefits of a Toyota Sienna

There are so many benefits to this vehicle for our family!

Reliability

When I was young, I owned a Ford Escort.  I only owned it for two years, yet it left me stranded three times because it randomly broke down.  One time it broke down after a high school dance.  I was stranded at midnight when I was just 16!

In all the years we’ve had the Sienna, it has not broken down once.  I’ve never been stranded.  Considering I often drive alone with young children, this is a definite plus!

Sure, it’s needed regular maintenance and repairs, but that is to be expected.  Its reliability can’t be beat, especially when we’re on long family trips like from Chicago to Boston or Chicago to Tucson.

Durability

Why Buying a Toyota Sienna Was One of Our Best Decisions
Photo by Jessica Furtney on Unsplash

Honestly, when we bought our Sienna when our child was four months old, I never, ever thought I would still own that vehicle when the baby we had then was old enough to drive.

However, this vehicle has been so durable!  It’s still going strong even though it has 225,000 miles on it.  Our mechanic says he’s seen some Toyota Siennas that are well maintained last until 300,000 miles.

I have no plans to get rid of this minivan until it costs too much to repair or it dies.  This is much to my children’s chagrin because they find the vehicle embarrassing now.  But my wallet loves it!

Versatility

The Sienna is so versatile.  It’s a comfortable vehicle for our family of five.  However, it can also take the place of a truck or a full-size van when it comes to hauling things.  We’ve been able to buy large pieces of furniture and fit them in this vehicle.  It’s also great when we buy a month’s worth of groceries.

When we used to travel 2,000 miles to visit family, we could easily pack all of our suitcases, two coolers worth of food, and our pets comfortably in the vehicle with us.

Final Thoughts

Sure, our vehicle is old and is starting to wear out.  For instance, our car came with one manual sliding side door and one electronic sliding side door.  The electronic door wore out more than five years ago, and we never fixed it because it would cost too much money.  Thankfully, we still had the manual side door.

Also, the engine isn’t quite as powerful as it used to be.

Despite these minor issues, there are many reasons why buying a Toyota Sienna was one of our best decisions, especially because many vehicles with 225,000 miles aren’t even on the road anymore!

Read More

Is a Car an Asset or a Liability?

Haggling or No Haggling When Buying a Car?

How Much Car Insurance Coverage Do You Need?

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Cars Tagged With: buying cars, cars

Does Your Car Insurance Pay for These Items?

April 6, 2020 By MelissaB Leave a Comment

Do you know what benefits your car insurance has?  Sure, we all know if we get in a car accident, we pay our deductible and get our car fixed thanks to insurance.  But did you know there are several other items your car insurance might cover without requiring you to pay a deductible?  Does your car insurance pay for these items?  I recently learned that these free services are included as part of my car insurance.

Does Your Car Insurance Pay for These Services?

Changing a Flat Tire

I wish I was making this up, but I’m not.  I was driving my child home from school when I saw in my path a metal rake lying completely across my lane.  On my right was a curb, and on my left was a full lane of traffic, so there was nowhere to go.

I tried to avoid the rake, but it punctured my tire.  When I woke up the next day to take my son to school, the tire was completely flat.  Did I mention my husband was out of town?  My son and I tried to get the old tire off, but, thanks to snowy Chicago winters, it was rusted on.  Our neighbor tried to help, but he couldn’t get it off, either.  He then mentioned that I should call my insurance.

Does Your Car Insurance Pay for These Items?
Photo by Sebastian Huxley on Unsplash

I did call my car insurance, and within two hours, a tow truck driver was at our house.  He took off the flat tire, put on the replacement, and didn’t charge me anything.  This was a free of charge service included with our car insurance.  I had no idea.

Windshield Replacement

I was driving on the highway when I heard a loud crack!  I looked at the bottom corner of the passenger side of the windshield and saw that there was a crack forming.  During our 20-minute drive, the crack spread two feet.  During our drive back home, the crack slowly snaked itself halfway across our windshield.

I discovered that our insurance would replace the windshield free of charge.  The insurance company scheduled the appointment for me, and a day later, two men showed up at my house and replaced the windshield in less than 45 minutes.  Again, I didn’t have to pay anything or even do anything.  The insurance handled it all.  I just needed to be home.

Final Thoughts

I used to be hesitant to call my car insurance unless I was facing a major repair.  I didn’t want to pay a deductible AND face having my car insurance go up because of my claim.  But as I learned from recent experience, there are several things your car insurance might cover that doesn’t require you to pay a deductible.  My insurer told me as long as I’m not using these services frequently, the insurance company is happy to offer these services free of charge.  Does your car insurance pay for these items?  If you don’t know, try calling your insurance agency to see if they cover these types of repairs and if there are others they may cover free of charge.

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Cars Tagged With: car insurance, car insurance coverage

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