What’s a Winter Financial Checkup, you ask?
Winter, and more specifically, the time around the holidays is when most people have the most problems with their finances. Gift purchases throw off their budgets. Bonuses give them a unexpected bit of cash and they spend more than they expected.
Whatever the case may be, your financial picture might [...]
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In every purchase we make, we should ask ourselves how much is it worth to me? It’s a very simple question, but in many cases, the answer may surprise you. And it applies to much more than items.
Let’s try a few examples.
I’ve been keeping my eye on LCD HD receiver televisions. With the big switchover [...]
Popularity: 10% [?]
If you’re smart, and you are since you’re reading Beating Broke, you’ve got an emergency fund. But just how much do you have in your emergency fund? And how much should you have in that fund?
Ramseyan thought: Start with a goal of $1000 and then after your bills are paid off, move it up to [...]
Popularity: 18% [?]
One of the most important parts of paying off your debt and becoming financially independent is creating a budget. At the very least it gives you an outline of where your money goes and where it should go. At it’s most extreme, it serves to create strict limits for your spending. How lax or strictly [...]
Popularity: 100% [?]