Everyone is used to the fact that the credit-card is a universal instrument of access to the account. You can use it to withdraw cash from an ATM, pay in a store, buy something on the Internet, or transfer money to a friend. But in fact, there are a huge number of other ways to use plastic cards. Some of them are very practical, while others only make you smile. [Read more…]
Top 7 Simple Ways to Save Money
The main secret of saving money is not to know a thousand ways, but to follow at least one of them rigorously. Here are the easiest and most effective ways to save the family budget. [Read more…]
How to Choose the Debt Repayment Plan that Should Work Best for You
Chances are you’re in debt, which means you probably want to find a way out of it. In this, you’re not alone.
Debt, these days, is a shared condition. The average American has $90,000 in debt.
Fortunately, there are ways to escape debt and achieve financial freedom. You just need to be smart about it.
Here’s a look at the three intelligent steps to take before you settle on the debt repayment strategy that should work best for you:
Identify your financial situation
Identify your financial goals
Narrow down your debt repayment strategy options