Beating Broke

Personal Finance from the Broke Perspective

  • Home
  • About
  • We Recommend
  • Contact
  • Privacy Policy

Powered by Genesis

These Are The 5 Poorest Zip Codes In Texas and 5 Of the Richest

January 3, 2025 By Teri Monroe Leave a Comment

Wealthiest and poorest zip code in Texas
Image Source: 123rf.com

Texas is known for its vibrant culture, food, and quality of life. From Houston’s Space Center to The Alamo, Texas has much to offer visitors and residents alike. The state has experienced significant growth in recent years, and its economy has boomed. Many industries have flocked to the state, creating high-income wealthy cities and towns within the state. But at the same time, some areas continue to struggle with poverty. If you’re looking to move to the state, we’ll help you determine the best places to live. Read on to learn about each Texas zip code.

Poorest Texas Zip Codes

Even though the percentage of people living in poverty in Texas declined slightly over a five-year period from 2018 to 2022, the state is still ranked eleventh in the country for the highest poverty rates. In total, Texas is home to nearly 7.2 million poor and low-income eligible voters who make up 33.76% of the population.

1. Tennessee Colony

Tennessee Colony, Texas is ranked as the number nine poorest zip code in the nation. If you don’t know where it is, Tennessee Colony is an unincorporated town in Anderson County, Texas. Only a few hundred people live there. It’s also home to three major Texas Department of Criminal Justice correctional facilities including the George Beto Unit, the Coffield Unit, and the Mark W. Michael Unit. 100% of those who live there are living in poverty.

2. Pharr

Pharr is a suburb of McAllen, Texas. It is connected by a bridge to the Mexican city of Reynosa, Tamaulipas. Just under 80,000 people live in Pharr. Of that 80,000, more than 40% of its population lives below the poverty line.

3. San Antonio

San Antonio Riverwalk poorest zip code in Texas
Image Source: 123rf.com

Of the five largest cities in Texas, San Antonio has the lowest median household income. In 2022, about 18% of San Antonio’s residents lived below the poverty line. In reality, the rate of poverty is lowered by more affluent San Antonio suburbs like the North side of Bexar County. Ultimately, the majority of San Antonio residents can’t afford the essentials, including health insurance.

4. Carrizo Hill

Carrizo Hill is located in Dimmit County in Southern Texas. Nearly all of Carrizo Hill’s residents live below the poverty line and earn under $10,000 per year. A small town, the population is around 550 in Carrizo Hill.

5. Salida del Sol Estates

The poverty rate in Salida del Sol Estates is 66.7%, making it one of the poorest zip codes in Texas.  It is located in Hidalgo County, Texas just outside of Penitas. Its population is just over 6,000 people.

Richest Texas Zip Codes

Texas is home to many millionaires who enjoy the income-tax-free state. According to The Tax Foundation, Texas is ranked number 13 for its business-friendly tax climate.  Here are five of Texas’ wealthiest zip codes.

1. Downtown Houston

Houston
Image Source: 123rf.com

Oil and gas have continued to fuel Houston’s economic growth. Oil companies like Phillips 66, ConocoPhillips, Occidental Petroleum, Halliburton, and ExxonMobil all have their headquarters in Houston. Located near the heart of the city, River Oaks is one of the most affluent and iconic neighborhoods in Houston.

2. Southlake

Located in the Dallas-Fort Worth metroplex, Southlake is one of Texas’ wealthiest zip codes. High demand from affluent families and limited housing supply make this area very expensive to live in. GoBankingRates ranked Southlake as one of the wealthiest American suburbs in 2024. The report found the typical home in the area is worth more than $1.24 million and residents on average make about $360,078 per year.

3. Bellaire

Another town close to Houston, Bellaire is known for its ideal location. Close to amenities like the Galleria shops, NRG Park, and Texas Medical Center, the quality of life in Bellaire is one of the best in the state. The crime rate is also 20% lower than the national average.

4. Colleyville

Another town in the Dallas Fort-Worth Metroplex, Colleyville is a wealthy zip code in Texas. Close to many of the top aviation, finance, and technology companies, Colleyville attracts high-earning residents. It also has the highest percentage of college graduates in Texas.

5. West University Place

West University Place was ranked the third wealthiest suburb in the nation. Also a suburb of Houston, West University Place has a small-town feel and top-ranked schools. Strict development regulations and lack of land have made West University Place a very desirable place to live. Additionally, the community is focused on maintaining its character and the suburb boasts many parks, vibrant restaurants, and community events.

Texas’ Diverse Zip Codes

From extreme poverty to some of the richest cities and towns in the nation, Texas zip codes are nothing short of diverse. The wealthiest woman in the world Walmart heiress Alice Walton even calls Fort Worth home. If you’re looking to buy a home in Texas, there are excellent opportunities for investment if you choose the right zip code.

Read More

  • 5 Unintended Consequences Of Breaking an Apartment Lease
  • Top 10 Cities With the Best Investment Properties for Sale in 2025
Teri Monroe Headshot
Teri Monroe

Teri Monroe started her career in communications working for local government and nonprofits. Today, she is a freelance finance and lifestyle writer and small business owner. In her spare time, she loves golfing with her husband, taking her dog Milo on long walks, and playing pickleball with friends.

Filed Under: Lifestyle Tagged With: poorest zip codes in Texas, richest zip codes in Texas, Texas economy, Texas poverty

Top 10 Christian Communities In The U.S.

September 11, 2024 By Amanda Blankenship 1 Comment

Christian communities
123RF

Christian communities play a significant role in shaping both spiritual and social life in the United States. Whether you’re seeking vibrant church activities, faith-based events, or supportive groups, certain cities and regions stand out. Below are 10 Christian communities known for their strength, diversity, and commitment to faith.

Things to Consider When Moving

Before you move, it is crucial that you consider what is important to you about your community. If you want to live somewhere with an abundance of parks, for instance, you should add that to the “must-haves” list. Similarly, if you want to limit your search based on choice of schools or churches, make sure that your realtor knows that. 

Finding a home within a Christian community can be challenging. Oftentimes, people want to know that there is a strong community nearby they can depend on. Some of the cities listed below have megachurches, while others have robust local churches. Depending on what you are looking for, each can offer a great religious community for your family.

Bill Gassett, owner of Maximum Real Estate Exposure suggests when you first meet a Realtor, sit down with them and discuss your needs at length.

“Sometimes people forget it’s not just about the house but the lifestyle you seek. Your real estate agent needs to know that. Give them a list of must-haves outside the home that must be met. For example, you may need to be a certain distance from a church of your faith.

A Realtor needs to know exactly what you need in order to fulfill your requirements. There should be no guessing on their part. When you don’t get detailed, you’ll look at properties that don’t meet your desires.”

1. Nashville, Tennessee 

Nashville, often referred to as the “Buckle of the Bible Belt,” is a hub for Christian culture and music. The city is home to numerous megachurches, seminaries, and Christian music companies. In addition to traditional churches, Nashville offers a broad range of faith-based events, conferences, and concerts. 

Many Christian universities and organizations make their headquarters here, adding to the community’s depth. The city’s commitment to Christian values permeates through its culture, making it a top destination for believers.

2. Dallas, Texas

Dallas boasts one of the largest Christian populations in the U.S. With churches like the First Baptist Dallas and The Potter’s House, led by T.D. Jakes, the city is known for its dynamic worship and ministries. 

Dallas offers a variety of Christian outreach programs, making it a great location for those seeking to get involved in faith-based service. The area also hosts major Christian events throughout the year, attracting visitors from across the nation. From small Bible study groups to large congregations, Dallas is a stronghold for Christian communities.

3. Colorado Springs, Colorado

Home to organizations like Focus on the Family and Compassion International, Colorado Springs is a center for Christian leadership and advocacy. The city’s scenic beauty offers a perfect backdrop for spiritual retreats and gatherings. 

Colorado Springs is also known for its military community, which often intersects with Christian fellowship activities. Churches here actively engage in community service, making faith a central part of life in the city. Additionally, its proximity to the mountains creates opportunities for Christian outdoor adventures and camps.

4. Charlotte, North Carolina

Charlotte is another Bible Belt city with a thriving Christian population. Billy Graham, one of the most influential Christian evangelists of the 20th century, was born in Charlotte, and his legacy lives on at the Billy Graham Library. The city hosts several large Christian conferences and events, catering to a diverse range of denominations. 

Local churches are known for their outreach programs that serve the underprivileged, making Charlotte a compassionate Christian community. The city’s growing population has also led to the establishment of many new churches, expanding the Christian network.

5. Houston, Texas

Houston is home to Lakewood Church, one of the largest Christian congregations in the world, led by Pastor Joel Osteen. The city’s diversity contributes to a rich Christian experience with multiple denominations and cultural influences blending together. 

In Houston, Christian communities frequently organize outreach efforts, addressing needs such as poverty and disaster relief. With a wide range of worship styles and church sizes, Houston offers something for every Christian believer. The city’s spiritual scene is complemented by various Christian schools and charities.

Christian communities
123RF

6. Atlanta, Georgia

Atlanta is known for its deep Christian roots, particularly within its African-American community. Prominent churches like Ebenezer Baptist Church, where Dr. Martin Luther King Jr. preached, highlight Atlanta’s historical significance in Christian history. 

The city is also home to numerous Christian colleges and seminaries, adding intellectual depth to the community. Throughout the year, Atlanta hosts Christian music festivals, prayer rallies, and youth camps, fostering a strong sense of fellowship. Its Christian organizations are known for their activism in social justice causes, making faith a dynamic force in the city.

7. Grand Rapids, Michigan

With a large population of Reformed Christians, Grand Rapids is often referred to as “Furniture City” and has a deeply rooted Christian history. The city is home to Calvin University, a leading Christian liberal arts college, and several major Christian publishers. 

Grand Rapids regularly hosts Christian conventions and theological conferences, contributing to the intellectual and spiritual life of its residents. The city’s local churches actively engage in both local and global missions, making it a center for Christian service and education.

8. Orlando, Florida

Beyond being a tourist destination, Orlando has a growing Christian community with large congregations and several megachurches. The city offers Christian radio stations, television networks, and theme parks like the Holy Land Experience, which attracts visitors from all over. 

Local churches are known for their vibrant worship services and active youth ministries, contributing to a lively faith community. Orlando also serves as the headquarters for several missionary organizations, further emphasizing its global Christian outreach.

9. Phoenix, Arizona

Phoenix has seen rapid growth in its Christian communities, largely due to its expanding population and influx of people from across the country. The city’s churches offer a wide range of services, from large contemporary worship centers to intimate, community-based congregations. 

Christian organizations in Phoenix are deeply involved in addressing homelessness and other social issues, providing tangible support to those in need. The city’s desert surroundings also make it a popular destination for Christian retreats and spiritual rejuvenation.

10. Salt Lake City, Utah

While Salt Lake City is primarily known for its Mormon population, the city also has a growing Christian community. Over the years, non-denominational churches have flourished here, providing an alternative for those seeking traditional Christian worship. 

The city’s Christian groups are highly active in missions and outreach, both locally and internationally. Despite being in the minority, Salt Lake City’s Christian community has formed tight-knit support networks, creating a sense of belonging and fellowship among believers.

Find Your Faith Community

Christian communities across the U.S. provide more than just places of worship; they are support systems, mission-driven organizations, and spaces for personal growth. Whether you’re looking for a large congregation or a more intimate setting, these top Christian communities offer diverse ways to connect with fellow believers. If you’re looking to explore these communities, consider visiting one of the cities on this list to engage in faith-based activities and find spiritual enrichment.

Filed Under: Lifestyle Tagged With: Christian communities, home ownership, homebuying, real estate

12 Low-Stress Ways to Spend a Rainy Day

June 7, 2024 By Alyssa Serio Leave a Comment

Joyful woman walking in rainy weather

Don’t let the rain ruin your day! There are plenty of fun ideas and low-stress ways to spend a rainy day. The constant noise of the drizzle creates a serene, contemplative environment that can be perfect for unwinding and taking things slow. Here are twelve low-stress activities that can make any rainy day even better.

1. Curl Up with a Good Book

woman reading next to rainy window

There’s nothing quite like the comfort of a good book while the rain patters outside. Choose a novel you’ve been meaning to read or revisit an old favorite. The immersive experience can transport you away from any daily stresses, allowing you to get lost in another world. Don’t forget a comfort snack, a blanket, and a warm cup of coffee or hot cocoa.

2. Try Out New Recipes

Two people cooking together in kitchen

Cooking or baking can be a wonderfully therapeutic activity on a rainy day. Bake bread from scratch, make a new type of soup in the slow cooker, or whip up delicious strawberry cupcakes. Trying new recipes keeps your mind engaged. As a bonus, you get to enjoy the delicious treat you made afterward.

3. Start a Creative Project

Hands of a young woman knit crochet from blue yarn on a light wooden surface. Start a new bag of yarn

Use this time inside to your advantage! You can engage your creativity by starting a new project like painting, knitting, or crafting. Artistic activities are relaxing, and you get the pride of a job well done when you’re finished. The gentle rhythm of rain can provide the perfect backdrop for sparking creativity and imagination.

4. Watch Classic Movies or TV

Black teenage couple sitting on floor, watching movie

Rainy days are perfect for a movie marathon or catching up on a TV series you’ve been meaning to watch. According to a recent study, 70% of Americans like to binge-watch shows, making this one of the perfect ways to spend a rainy day. Whether it’s old classics, romantic comedies, or thrilling documentaries, watching content you enjoy can be a great way to relax and pass the time comfortably. You can even invite friends or a new love interest to share in the watch party.

5. Listen to Music or Podcasts

smiling black girl listening to music on rainy day

Is the sound of the rain driving you bananas? Drown out the noise by listening to music or episodes of your favorite podcasts. You can even put together a rainy day playlist that you save especially for downpours. Combine this rainy day activity with others on this list to make them even better!

6. Meditate or Practice Yoga

woman doing yoga

One of the healthiest ways to spend a day is by engaging your mind and body in meditation or yoga. YouTube has plenty of videos with routines for everyone from beginners to seasoned pros. Just put the sound on mute so you can enjoy the calming sound of the rain in the background. By listening to nature, you’ll stay focused and find peace in the present moment.

7. Organize or Declutter

Woman folding clean t-shirts at home

After the pandemic in 2020, two-thirds of Americans claimed they wanted to become more organized. This feeling persists even years later, but since we’re no longer in lockdown, people don’t feel as though they have as much time. Use a rainy day to your advantage by tackling a small organization project. Rearrange your bookshelf, color code your wardrobe, or go all-out and put together a donation box to bring to charity later.

8. Write in a Journal

Woman's hands writing in a notebook

Journaling can be a powerful way to reflect and decompress. Write about your thoughts, feelings, or future plans. If you’re feeling more creative, there are also many fun writing prompts online for you to try. This activity can be particularly reflective and therapeutic on a day filled with the calming sound of raindrops.

9. Have a Spa Day at Home

Two female friends having a spa day with champagne

Go ahead and treat yourself! A spa day at home is a fun way to spend a rainy day. Carve out some “me” time by taking a long bath, painting your nails, or just lounging in a face mask, complete with a cozy robe. The calming sound of the rain is just like the ambient music you hear at professional spas.

10. Take a Nap

Woman taking a nap on black couch

The Mayo Clinic claims that napping offers a myriad of benefits for adults, from reduced fatigue to a boost in your mood. Despite those facts, many people still don’t hit the hay during the day. Embrace the gloomy, cozy weather by allowing yourself a guilt-free nap. Rain creates a natural lullaby that can help you fall asleep quicker and enjoy a more restorative rest.

11. Play Board Games or Do Puzzles

Happy family playing board game at home

Are you looking for a rainy day activity for kids? Playing board games or assembling a jigsaw puzzle can result in fun memories, all without the power of screens. Put together a platter full of snacks and come up with playful bets to make the games more interesting. These activities are not only entertaining but also create a shared experience that can be enjoyed without stepping outside.

12. Clean Your House

Young woman dusting her living room

No more excuses. It’s finally time to clean the toilets, sweep the kitchen, and vacuum the entire house from top to bottom. A rainy day is the perfect opportunity to catch up on chores that have fallen by the wayside. Put on music and dance around to make the process more exciting.

Save It For a Rainy Day

Woman looking happy that the rain stopped

Whether you use the weather as an excuse to be lazy or you feel inspired to be creative or clean the house, there are a million fantastic ways to spend a rainy day. The serene sound of rain, coupled with a fun, indoor activity, is a power combo that can make the day surprisingly fun. Don’t worry if you get bored inside the house. You can always put on a raincoat and galoshes and grab an umbrella to go splash around in the puddles!

Read More: 

Weathering Life’s Storms: How an Emergency Fund Can Protect Your Financial Future

8 Fun, Frugal Family Activities to Enjoy This Fall

Alyssa Serio
Alyssa Serio

Alyssa Serio has been a writer and editor since graduating from Aurora University in 2014. In her free time, she loves reading, playing volleyball, and watching any horror movie (even the bad ones) with her husband.

Filed Under: Lifestyle Tagged With: activities for a rainy day, how to spend a rainy day, low-stress activities for a rainy day, low-stress ways to spend a rainy day, ways to spend a rainy day, what to do on a rainy day

  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • …
  • 8
  • Next Page »
  • Facebook
  • Pinterest
  • RSS
  • Twitter

Improve Your Credit Score

Money Blogs

  • Celebrating Financial Freedom
  • Christian PF
  • Dual Income No Kids
  • Financial Panther
  • Gajizmo.com
  • Lazy Man and Money
  • Make Money Your Way
  • Money Talks News
  • My Personal Finance Journey
  • Personal Profitability
  • PF Blogs
  • Reach Financial Independence
  • So Over Debt
  • The Savvy Scot
  • Yes, I am Cheap

Categories

Disclaimer

Please note that Beating Broke has financial relationships with some of the merchants mentioned here. Beating Broke may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

Visit Our Advertisers

Need to change careers? Consider an Accounting Certificate Program from WTI.