It’s hard being broke. Sometimes all you can think about is how to get your next bill paid for. You’re left wondering if you’ll have enough for food and gas and the constant broken cycle leaves you feeling frustrated and defeated. It’s possible to overcome being broke. Most broke people have debt loads significantly higher than their income which is what makes it so hard to get out from under.  [Read more…]

If you keep finding yourself in low-paying jobs, mired in debt and broke regardless of how hard you work, you might feel a sense of learned helplessness. That happens when you believe there’s nothing you can do to break free from a negative cycle.  [Read more…]

One of the most common reasons for a bad financial situation is unnecessary expenses. They drag your budget down and stop you from achieving your big financial goals. You can reduce your expenses by refusing to waste them. There are multiple cases when we waste our money.  [Read more…]