Let me begin by saying that I don’t see any real value in buying a car new. You’d be better off waiting a year or two and buying the same model after the initial devaluation happens. If you insist, however, and you have to choose between a cash back rebate and 0% financing, here’s how [...]
Just what is reactive personal finance? It’s the management of your personal finance in reaction to events or situations as opposed to the management of personal finance in anticipation of events or situations.
The best example of this is a budget. A budget is built and held to in anticipation of events in your financial life. [...]
I’m making this post in part to share with you, but also to make a reminder for myself of the things that I need to look into. One of the mistakes that I and many other people make is not shopping around enough. While you may have found the best deal when you bought something, [...]
You likely remember questions like this one from your high school classes. Or your college philosophy classes. Well, here’s another one.
What if time wasn’t an issue. What if we knew that we would live to be 200 years old? Would we still act the way that we do? Would we still work the same way [...]
Gluttony is all around us. I’m as guilty of it as you likely are. The most classical example of gluttony is the act of eating much more than you need. It leads to obesity, which is a rampant problem in this country. Gluttony is described as the excessive indulgence in food and drink.
But, since this [...]
One of the reasons that I started this site was because it forces me to learn new personal finance skills. Sometimes, the tree is sitting there in the forest and you need someone to point it out and make it stick out from the forest. The more skills that you learn in any given subject, [...]
I want to share a story with you about work. About working for what you want, so that you can not only get what you want, but pay for it with cash.
My roommate in college (one of many) graduated college with no college loans. Not because he had scholarships, but because he paid [...]
No matter where you go, the advice of those that already do to those that want to do is almost always, without fail, just do it. Want to be a writer? Forget the courses, workshops, and conferences. Just write. Want to be a photographer? Just go out and take some pictures. Want to be healthy [...]
You’ll hear me talk about it all the time. Well, you won’t likely hear me at all, but read me write about it just doesn’t sound right. If you want to succeed at your personal finance goals and your personal life goals, you need to continually work towards them. (Make some if you [...]
Yay! The yearly performance bonus that my company gives out is coming on Monday!
The bonus is based on a set of goals for the company. If the company reaches all of the goals, then we get 100% of the bonus. Each goal is set a little differently, so one might only count for 10% and [...]
