You already know that I like Lending Club as an investment vehicle.  The returns are good (or great, depending on your default rate), and I like the idea that my money isn’t going to line the pockets of some corporation, but is being used to help someone who needs a loan get a better rate [...]

As I mentioned in my last post, I’ve been taking 10% of my income from my online ventures and splitting it between my Lending Club account and my Sharebuilder account.  It’s been a bit of an experiment.  Nothing scientific, but a test to see if I drop the same amount of money into each account, [...]

As I mentioned before, I’ve been taking the normal 10% contribution amount that most would be putting into their retirement accounts and splitting it between my lending club account, and a sharebuilder account.  It’s been a bit of an experiment.  I happen to think that lending club is a relatively safe investment option for a [...]

Even though college students usually don’t have a ton of cash, it’s still possible for you to begin investing while you’re still in school. A small amount of money taken from whatever source of income you may have could build into a portfolio worth a lot of money, providing it’s managed correctly. The investment strategies [...]

It’s important to trust your financial advisor. A few years ago I caught a story on the local news about a financial advisor from my hometown who was arrested for violating that trust. He had been a financial advisor for many years and was charged with financial exploitation of the elderly. In one instance, he [...]

Prosper.com, the social lending site, is having a super special to honor our veterans this weekend.  Starting today (11/11/11) through Tuesday (11/15/11), they’re doing some special stuff for veteran’s loans. $50 Donation for Every Listing to the National Military Family Association Prosper will also donate $50, up to $10,000, to the National Military Family Association [...]

One of the terms that is always circulating the personal finance area is the term “Passive Income”.  What is it?  Why do we keep talking about it?  How do we get it? What Passive Income is income that you don’t have to actively work to attain.  Residual income like royalties on a book, dividends on [...]

As I mentioned in my previous post on finding a Real Rate of Return for My Lending Club Portfolio, I am unable to invest directly into the loans on Lending Club.  There’s some regulatory issue between Lending Club and my state that makes it that way.  So, I have to purchase my investments through their [...]

For the past month or so, I’ve been performing a bit of an experiment.  I’ve been taking 10% of all income from this and my other sites and splitting it between an investment account and my Lending Club portfolio.  The idea, of course, is to see which performs better. In order to do that, I [...]

Guest blog post by Lisa Cintron of Advisorworld.com With the price of gold challenging new all-time highs on a regular basis, more and more investors have begun to consider if the commodity should be a part of their retirement plan. Classically overlooked for multiple reasons, given the current economic landscape, gold should be an element [...]