Beating Broke

Personal Finance from the Broke Perspective

  • Home
  • About
  • Melissa Recommends
  • Contact
  • Privacy Policy

Powered by Genesis

4 Budget-Friendly Travel Tips

September 26, 2022 By Semify Leave a Comment

Traveling on a shoestring budget is a lot cheaper than you think. You don’t have to spend a ton of money to see the world and do new and exciting things. To save money on travel and travel comfortably on a budget, check out these four budget-friendly tips.

Flexibility is Key

If you want to travel on a budget, you have to be flexible. Being flexible with your dates and times can make travel a lot more affordable. You can find incredibly amazing experiences in the spur of the moment. Sometimes, same-day planning can really pay off when you’re traveling. For example, tropical activities like swimming with dolphins or sharks might be cheaper if you book the day of and take advantage of last-minute cancelations. Activities like swimming with sharks can be found in places like Hawaii and other islands. A lot of people chicken out at the last minute and leave their slot open. The shark tourism industry generates about $314 million every year. This incredibly popular activity can make for some wonderful memories. Stay flexible with your travel plans.

Save on Lodging

You can save money on travel by moving out of the epicenter of the tourist areas. You may have to travel a little bit to get to the sights but the savings can be significant. Another way to save on lodging is to look into renting a timeshare. About 84% of resorts that have timeshare programs also have rental programs. These resorts offer all the bells and whistles. You can save on lodging costs because you’re using a timeshare that someone else cannot use. It is a win-win situation for everyone.

Another way to save on lodging is to find someone that is traveling to the same place and at the same time that you are and offer to split costs. It’s a great way to meet new people and to keep travel budget-friendly. There are groups online of singles that want to travel with other people to save money. Consider joining a travel forum. You can also stay in a venue that offers free breakfast or discounted rates on meals. Eating out constantly while traveling gets really expensive. Plan on eating only two or three meals out and making your own food if you can.

Travel During the Off Season

Every destination has an in-season and off-season. If you travel during the off-season, you can expect to find a lot of budget-friendly options for lodging, activities, and more. Of course, you will miss out on the crowds as well. However, there is one drawback — a lot of off-season areas have limited activities during the off-season.

Use Available Discounts

If you are a student, there are discounts out there for student travel. If you are a current or former member of the military, there are discounts for you as well. Take advantage of any and all discounts you can find. If you are lucky enough, you will be able to stack up the discounts and get some amazing savings. There are a lot of people that travel frequently enough that know where to find discounts. Consider joining a social media group that is focused on budget travel to get some tips on where and how to find discounts.

About 37% of U.S. citizens have never left their hometowns, while about 63% have moved to other communities. It’s possible that many of the people that never left their hometown have never traveled outside their own state. Don’t let a small budget keep you planted where you are. Travel for less by following these tips.

Filed Under: budget, Travel

5 Smart Tips to Staying Fit and Healthy While on Vacation

May 26, 2021 By Justin Weinger Leave a Comment

Vacation should be a time of sampling local foods, exploring new destinations, and enjoying every moment away from the daily grind of work or responsibilities. With all this merry-making, it can be way too easy to sabotage your health. The last thing you want upon returning home from vacation is to feel like a slug due to overindulgence during your vacay. Here are a few simple tips to staying fit and feeling fine on your vacation while still having fun.

Healthy Flying: Too often, our health is most threatened the minute we step foot in an airport. Fatty fast foods, drying canned air, stressful environments, and a slew of germs crawling all over the place make airports and airplanes a death trap to our health. Luckily, there are steps you can take to thwart the unhealthy effects of airplane travel. For example, pack your own healthy lunch or snacks before heading off to the airport. This will keep you satisfied, save you money and help you resist the grossly unhealthy food often found in airports and on airplanes. Remember to drink plenty of water to keep you hydrated too. Doing this will help your body stay nourished while exposed to the recycled air piped in through airplanes and throughout airports. Also, consider performing deep breathing exercises and/ or meditation to keep your stress levels down while babies are crying and passengers are clanging all around. Breathing deeply and meditating is especially helpful if traveling by air stresses you out. Lastly, keep hand sanitizers and antibacterial wipes at the ready. Wipe down your plane seat before getting situated. Use your hand sanitizer often so you can avoid lingering germs left behind by other travelers.

Save Your Skin: Whether by plane, train, or automobile, travel can take a toll on your healthy glow.  As mentioned, it’s vital to keep hydrated before, during, and after your travel.  Drinking plenty of water while enjoying your vacation will keep your skin hydrated and looking great. If you’re vacationing to sunny destinations, be sure to apply sunscreen to avoid burns (or worse, certain skin cancers). Travel often kicks up a lot of dirt and grime so be sure to continue your clean skincare routine by washing your face well. This will help prevent dirt and oil buildup so you can avoid breakouts or blemishes while showing your best face for selfies on your vacation.

Eat Smart: Sticking to healthy eating choices while traveling is probably the number one challenge everyone faces while on vacation. Local delicacies are so delicious and tempting! Thankfully, you can still sample street foods, nosh on exotic edibles, and nibble on bodacious bites. The trick is moderation. Sample everything, but do so in small portions. Depending upon where you travel, you can healthily experience the best foods any region has to offer. More and more, restaurateurs are offering smarter, healthier choices to diners that boast bold flavors within their culture.  For example, try alternatives like vegetarian soft tacos instead of deep-fried smothered pork chimichangas.  It’s okay to splurge, but it’s also easy to make mindful compromises so your diet (and your waistline) doesn’t suffer from vacation indulgences.

Sleep Well: This is perhaps one of the most overlooked aspects of staying fit and healthy while on vacation. Too often we forget that we are sleeping in foreign beds, not anticipating odd noises in the night, or maybe even partying too much which can keep us from getting enough quality shut-eye.  That’s why certain items such as noise-canceling earbuds or soothing eye masks are travel essentials for decent sleep while traveling. Also, think about drinking a bit less alcohol and more water. This will help you hit the pillow and prepare for a better night’s sleep.  Lastly, avoid eating big meals before bedtime.  This often wreaks havoc on any attempt to sleep soundly.

Move Your Body:  When enjoying vacation, exercise is probably the last thing on your mind. That’s understandable. This should be a time to enjoy and have fun. However, you don’t have to do a three-mile run or drop and do 100 pushups to maintain your health while traveling.  Doing a few simple stretches in the morning or a few yoga moves every day goes a long way to keeping you fit.  Better yet, think about incorporating physical activities that are region-specific. For example, consider going horseback riding if you’re visiting Texas or hiking while visiting the Grand Canyon.  At the very least, work in some walking or biking time while touring your vacation destination. Strolling through expansive marketplaces or cycling on charming bike paths is a brilliant way to soak in the scenery while staying fit and healthy on your vacation.

Wherever your destination for vacation and whatever you find yourself doing, these tips will help you retain your health while still enabling you to enjoy yourself. Happy (and healthy) travels to you!

Filed Under: Travel

Reasons To Continue Family Outings and Vacations While Paying Down Debt

December 16, 2019 By MelissaB Leave a Comment

If you listen to Dave Ramsey, you may have heard his admonishment that you should put all extras and luxuries in your life on hold until your debt is paid off.  “Live like no one else so later you can live like no one else” is his mantra.  I would agree with him if you can pay off your debt in a year or less.  However, I disagree with him if it will take you several years to pay down your debt.  There are many reasons to continue family outings and vacations while paying down debt.

Your Children Are Growing

My husband and I dug ourselves out of consumer debt about five years ago.  Then, three years ago when one of our children started suddenly having medical and behavioral issues, we found ourselves back in debt thanks to doctor and psychiatrist visits.  There were a good 18 months where we were seeing specialists and searching for answers, and we went back into consumer debt.  There is also still student loan debt we’re working on.

We stopped taking any vacations and going on family outings because we thought that all of our money should go on our debt.  We did this for about two years, and then we realized that our kids are growing up.  Our teenager will soon be an adult and out of the house.  We only get this time with our kids once!

Reasons to Continue Family Outings and Vacations When Paying Down Debt
Photo by Mika Baumeister on Unsplash

Of course, we do our best to save money on family outings, but spending time with our children is now more of a priority, even if we still have debt.

Your Family Is Aging

Our families live far from where we do, so when we started focusing heavily on paying down our debt, we stopped traveling.  We went 3.5 years without seeing my extended family.  During that time, one uncle died and another got lung cancer.  My uncles and aunts are all in their 70s and 80s now.  I know there won’t be many times left when we can visit with them.

Photo by Sven Brandsma on Unsplash

This fall, my daughters and I made the 2,000 mile trek to visit my extended family, doing what we could to save money.  We drove instead of flying; we packed our own food on the trip so we wouldn’t have to eat out; and we stayed at hotels where we could save 20% or more.  I’m very glad we made the trip, and we plan to do it again next year.

You Are Creating Memories

As I get older and see my extended family age and my children grow up, I see the importance of making memories with those I love.

I belong to several financial groups on Facebook, and recently on one, a man posted that for the last four years, even though he had debt, he and his family made the decision to take a vacation once a year.  They always included the man’s mother.  She passed away this Thanksgiving.  He wrote that he’s so glad he took the time to vacation with his family and his mother.  He’ll always have those memories, even if it will take him about a year longer to pay down his debt.

Of course, you should pay off your debt as quickly as possible to improve your finances.  However, keep in mind that nothing is guaranteed in life.  There are very good reasons to continue family outings and vacations when paying down debt.

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Children, Debt Reduction, Married Money, Travel

  • 1
  • 2
  • 3
  • Next Page »
  • Facebook
  • Pinterest
  • RSS
  • Twitter

Improve Your Credit Score

Money Blogs

  • Celebrating Financial Freedom
  • Christian PF
  • Dual Income No Kids
  • Financial Panther
  • Gajizmo.com
  • Lazy Man and Money
  • Make Money Your Way
  • Money Talks News
  • My Personal Finance Journey
  • Personal Profitability
  • PF Blogs
  • Reach Financial Independence
  • So Over Debt
  • The Savvy Scot
  • Yes, I am Cheap

Categories

Disclaimer

Please note that Beating Broke has financial relationships with some of the merchants mentioned here. Beating Broke may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

Visit Our Advertisers

Need to change careers? Consider an Accounting Certificate Program from WTI.