Unfortunately, I try to keep this blog safe for work; which means that I can’t use the words and terms that I would like to in reference to Innovis. In short, Innovis Health is one of the worst medical facilities that I’ve ever had to deal with. And that’s not an exaggeration. Innovis Stinks.
And here’s [...]
The day I’ve been anxiously awaiting is getting very near! Sometime next month, I will be paying off the loan on our remaining car loan. Yippeee! Really, it’s only about 3 months or so ahead of schedule, but ahead is ahead. Paying off that loan will eliminate all car payments for us. When the first [...]
What does being “debt responsible” mean, and how do you do it?
Being debt responsible means taking responsibility for your debt and it’s payoff without making excuses or trying to find easy ways out through debt write-off, negotiation with creditors, or bankruptcy. In a nutshell, if you signed on the dotted line, you must pay it [...]
In every purchase we make, we should ask ourselves how much is it worth to me? It’s a very simple question, but in many cases, the answer may surprise you. And it applies to much more than items.
Let’s try a few examples.
I’ve been keeping my eye on LCD HD receiver televisions. With the big switchover [...]
Up until now, we’ve all heard about the various ramifications of one Presidential candidate over the other. We’ve heard about what differences will be made to the tax system and how it will affect you. And sometime after midnight tonight, we’ll know which set of changes might take effect.
So, now what? Regardless of who wins, [...]
If you’ve been reading Mark Cuban’s blog lately, you’ve likely noticed that he’s been talking alot about the current economic situation and also about how a person should handle his/her money.
Today is no different. In a post entitled “Where to Put your Money Right Now“, Mr. Cuban gives some advice in a manner that only [...]
One of the most important parts of paying off your debt and becoming financially independent is creating a budget. At the very least it gives you an outline of where your money goes and where it should go. At it’s most extreme, it serves to create strict limits for your spending. How lax or strictly [...]
There are many theories as to how best to pay off your credit card debt. One, the Debt Snowball, was popularized by Dave Ramsey and has many followers. In it, a borrower pays off the lowest balance rate card first and then “snowballs” the payment from that card onto the next lowest balance until they [...]
I’ll spare you the pre-story except to say that my wife and I both did a lot of things wrong financially in our college years. Lots of college loans, credit card debt, and little to no savings to speak of. We got married, and still we continued on our merry way. We bought a house [...]
One of the readers over at My Dollar Plan want’s to eliminate his debt and My Dollar Plan has opened it up to all of us to give it a go before he announces what he has/will suggest.
Here’s the basics:
The reader has approximately $14,000 in debt.
Personal Line: $3,500 balance @ 15% – $7,000 limit
Credit Card [...]
