Consider this image the inspiration for this post.  It’s one of many daily photos and videos that the folks over at failblog.org post to their site.  If your curious, the fail here is that she’s sitting on a chair over the treadmill.  And at the core, they are right.  Just sitting there, she won’t get [...]

Habit.  It’s a dirty little 5 letter word.  I read somewhere that it only takes 6 times of doing something before it becomes a habit.  Habit is a close relative to addiction, although somewhat easier to change. If you’re like me, you’re a creature of habit.  You like doing things the way you’ve been doing [...]

Special diets (unlike regular old diets like Nutrisystem, Weight Watchers, or even simpler ones like the Slow Carb Diet) are almost always a result of some sort of food intolerance or disease.  Lactose intolerance requires that the afflicted person refrain from milk and dairy product that contain lactose.  Of course, there are milk and dairy [...]

Everybody is familiar with the story of Peter Pan, right?  That old tale about the boy who refused to grow up and spent all his time flying around neverland with his friends? Well, you may not realize it, but you probably know a few Peter Pans yourself. I Don’t Want to Grow Up! What makes [...]

If you’re ready to make a change and get your finances in order, you need to check out the 31 Days to a Better Bank Balance by my Yakezie friend, Money Crush! Each post contains a great nugget of personal finance wisdom and a task/step that you can complete that very day to improve your [...]

When many people discuss buying more produce (fruits and veggies) the most common complaint is how expensive it is.  How can they afford to pay that much for fresh produce and still feed their family?!?  Well, I think it’s a myth. Based on my recent visit to the grocery store, the price of produce is [...]

I won the lottery last week.  Almost.  Not quite, but almost.  I suppose I would have had a better chance if I still played the lottery.  I used to play the lottery off and on by myself, buying a ticket now and again, when the jackpot was several hundred million.  Then, I joined a group [...]

It struck me the other night, as I was reading a book and came upon a section on Ponzi Schemes, that insurance companies are borderline ponzi’s themselves.  The definition of a ponzi scheme is when the broker/banker/agent takes money and promises a unusually high return and then pays said return from the incoming money from [...]

Quick!  What’s the first thing that pops into your head when I say “escrow account”?  It’s that account that’s associated with your mortgage, isn’t it.  That’s the first thing that come to me when I hear the word.  But, that isn’t all that an escrow account is. At it’s very basic beginnings, an escrow account [...]

As you’ve probably gathered, I’m a bit of a budget enthusiast here.  It’s a budget that got our finances back on track and it’s a budget that keeps them headed in the right direction.  Our budget tells us when we’ve overspent and helps us adjust to bring us back to balance when we have overspent.  [...]