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The Paleo Diet: A Good Alternative For Those With Celiac and Gluten Intolerance?

May 24, 2013 By MelissaB 8 Comments

I’m a carb and sugar lover, and I’m guessing I’m not alone among Americans.  Pizza, bread sticks, pasta, bread. . . we are a nation that loves carbs.  For many of us, though, digesting carbs is a challenge.  Dr. Joseph Murray of the Mayo Clinic analyzed blood samples from the 1950s to those now and “confirms estimates that about 1 percent of U.S. adults have [Celiac] today, making it four times more common now than it was 50 years ago”  (CBSNews.com).  Nearly that same amount has Celiac disease but have not yet been diagnosed

Even if you don’t have Celiac, you may have trouble with carbs.  I’m intolerant to gluten, wheat and many other grains.  When I eat them, I feel like I can’t breathe and get dizzy.  Thanks to my many intolerances, I turned to the Paleo Diet.

What Is the Paleo Diet?

The Paleo DietThe Paleo Diet is based on the idea that you’re health will be optimal if you eat like our Paleolithic ancestors did.  That means eating grass fed meat, fish, fruits, vegetables, eggs and nuts.

What’s off limits?  Grains, rice, sugar, beans, processed foods, dairy, and certain types of oil.  If you’re like most Americans, the off limit items probably make up a large portion of your diet, so if you’re thinking of moving to a Paleo diet, I recommend transitioning slowly.  Maybe first give up sugar, then dairy, then grains, etc.  Give yourself at least a month to transition off each so you don’t feel deprived giving everything up at once.

Why Grass Fed Meat?

Traditional meat on the market today comes from animals that are fed a diet heavy on corn and are fattened up on feed lots.  Their diet causes them to produce less omega-3.  When we consume the meat, we develop high levels of omega-6, which is bad for the human body and can cause inflammation.

Cows and lambs especially that are fed an entirely grass fed diet are rich in omega-3, which is good for your body.  According to a 2011 study in the British Journal of Nutrition, “Eating moderate amounts of grass-fed meat for only 4 weeks will give you healthier levels of essential fats.  The British research showed that healthy volunteers who ate grass-fed meat increased their blood levels of omega-3 fatty acids and decreased their level of pro-inflammatory omega-6 fatty acids.  These changes are linked with a lower risk of a host of disorders, including cancer, cardiovascular disease, depression, and inflammatory disease” (Eat Wild).

If you’re going to be eating a large quantity of meat on the Paleo diet, you want it to be the best meat available.

Other Health Benefits of the Paleo Diet

You may have seen the project where a photographer captured what families around the world consume in a week.  What is most startling is how much processed foods and how few fruits and vegetables Americans eat.

If you follow the Paleo diet, yes, you’re eating a diet heavy in meat (but if it’s grass-fed, it’s healthier meat), BUT you’re also eating a diet rich in fruits and vegetables.  Before I began the Paleo diet, I’m ashamed to admit that I only ate 2 to 3 fruits and vegetables a day.  Now I easily get 7 to 10 servings of fresh fruit and vegetables a day.

What Comes Next

Sure, maybe now you’re convinced that there are benefits to following the Paleo diet, especially if you have a gluten or even dairy intolerance.  However, I’m guessing you’re probably ready to argue that the Paleo diet is too expensive to follow.  While it IS more expensive than a traditional American diet, there are ways to cut corners and make the Paleo diet more affordable, which I’ll explain in my next post.

Have you tried the Paleo diet?  What are your thoughts?

Original Image Credit: Banksy’s Caveman by Lord Jim, on Flickr

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Financial Miscellaneous, General Finance, ShareMe Tagged With: celiac, diet, paleo, paleo diet

Creative, Frugal Mother’s Day Gift Ideas for Kids and Adults

May 6, 2013 By MelissaB 13 Comments

Mother’s Day is right around the corner.  If you’re scrambling to find ways to show mom how much you love and care for her, don’t worry.  There are many ways you can do just that without breaking the bank or relying on the same old boring gift of breakfast in bed or dinner out.

Projects for Younger Children

I have one word for you–Pinterest!  Seriously, head over to Pinterest and just search “Mother’s Day Crafts.”  There are so many creative, frugal ideas to choose from.  Here are some of my favorites:

Hand print flower–Paint your little one’s palm, then press their palm down on paper.  Either paint or add flowers to the tip of each finger.  Your child’s hand makes the stem of the “flowers.”  Then, cut out paper to make a flower pot and glue that to the bottom of the hand print.  On the paper pot, write a message stating something your child loves about mom such as, “You make the best chocolate chip cookies,” etc.

Book mark–Does mom love to read?  Cut out a rectangular strip of construction paper, and then glue a small picture of each of your children on the front.  Laminate it; use a paper hole punch to make a hole in the top, and hang some yarn through the top.

Creative Frugal Mothers Day Gift IdeasGift Ideas for Adult Children

If you’re an adult, your mother probably has every consumer item she could want or need.  Instead of shopping and spending money on something she may or may not enjoy, why not go the non-consumer route.  Why not give mom a gift from the heart?

A letter–If you haven’t told mom lately how much she means to you, now is the time.  For instance, when I was in high school, my friend and I spray painted our biology teacher’s rocks in his front yard in the middle of the night.  Not the best idea, I know.  I felt so guilty, I woke my mom up at 2 a.m. to tell her.  She didn’t freak out or lecture me; she just told me that we’d need to clean it up in the morning.  I appreciate that she could stay so calm, but I’ve never told her that.  I’d include that in my letter and also all the ways she has helped me grow into the woman I’ve become.  (The spray painting days are long behind me!)

A gift of experience–If you do want to spend some money on mom, why not give her a gift of experience?  My grandma always wanted to ride a hot air balloon.  However, she was a child of the Great Depression and was extremely frugal.  Even in retirement, when she knew she’d have enough money for life, she couldn’t justify spending money on what she viewed as an extravagance.  Instead, her kids chipped in and got her a hot air balloon ride for Mother’s Day.  She talked about that gift for years.  It was one of her favorite experiences.

This Mother’s Day, take the time to plan something special for mom to show her how much you love and appreciate her.  Often, you just need to use some creativity, not money, to show mom how much she means to you.

What’s the best gift you ever gave your mom for Mother’s Day?

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Frugality, Saving, ShareMe Tagged With: gift ideas, gifts, mom, mothers day

Are You Guilty of Short Term Financial Thinking? Here’s How to Fix It

May 3, 2013 By MelissaB 9 Comments

Let’s be honest.  We’re all a little bit irrational with money.

Think of the person who drives 5 minutes out of his way to buy ten gallons of gas that is 2 cents cheaper per gallon.  Was the additional .20 cents savings worth 5 minutes of his time?  No.

What about the person who buys clothes she had no need for just because they were on clearance 75% off and were such a great deal?  Is spending money for something you don’t need ever a good deal?  This person just spent more than they would have if they hadn’t run across the “bargain”.

Stop Short Term Financial Thinking In Its Tracks:  Do The Math

Short Term Financial Thinking
The best way to stop short term thinking in its tracks is to do the math.

Take the person who drove 5 minutes out of his way to save .20 cents on gas.  An easier way to see how worthless this endeavor was is to compute an hourly wage for his savings.  There are 12 five minute increments in an hour.  Twenty cents saved per 5 minute increment gives us an hourly wage of $2.40.  If you’re always chasing the gas bargains, ask if it’s worth $2.40 an hour.

Nope.

Of course, only you can decide when an endeavor to save money becomes worthwhile, but doing the math will help you decide.

A friend was recently asking me whether she should refinance.  She just refinanced a few years ago, and as part of the deal, she opened a high interest rate checking account that nets her about $200 in cash back a year.  If she refinances with another company, she’ll lose the high interest rate checking account, which she didn’t want to do.

However, she found a new company that offered a mortgage interest rate that is 1.5% lower than her current interest rate.  In addition, she would have no fees to pay to refinance.  We did the math and found out if she refinanced with the new company, she would save $700 in interest on her mortgage in one year.

Not refinancing to keep the high interest rate checking account was essentially costing her $500 a year, but in her short term thinking, all she could focus on was the “loss” of $200 a year in cash back.

Take the Emotions Out of Your Financial Decisions

Have you ever noticed that it’s much easier to tell other people what they should do with their money rather than figure out what we ourselves should do with our money?  That’s because we’re not emotionally tied to someone else’s decisions.

Too often our emotions muddy up our financial decisions.

If you’re contemplating a major financial decision like buying a house or refinancing your home loan, first do the math.  Look at hard numbers to see which decision would benefit you most.  In my friend’s case, refinancing is the clear winner.  Over the course of her 10 year home loan, she’ll save $5,000 total by refinancing rather than keeping her current loan, even when factoring in the high interest rate checking account.  It’s hard to argue with the numbers.

If you’re still unsure, talk to friends about your decision.  Just make sure to talk to friends who are financially savvy, not those who are broke.  As Dave Ramsey says, “Broke people giving financial advice is like a shop teacher with missing fingers.”  Take the advice from those who will steer you toward the right financial decision.

We’re all guilty of irrational money decisions.  Recognizing this weakness and taking the time to do the math and seek other people’s opinions can help each of us make smarter financial decisions.

What irrational money decisions have you made?

Original Image credit: Burning Money Isolated on White by Images_of_Money, on Flickr

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Financial Mistakes, ShareMe

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