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4 Meals from the Pantry to Save Money

March 20, 2023 By MelissaB 2 Comments

Woman looking at her pantry shelves and grabbing a jar

If you’re like me, you may find it harder and harder to stay within the grocery budget as food costs skyrocket due to inflation. So I try to find nutritious recipes that aren’t expensive. In addition, to save money, I try to have one week where I don’t make a complete grocery shopping trip and instead only buy some fresh fruits and vegetables and make my meals from the pantry to save money. Doing this allows me to use up what I have and stretch my grocery dollars.

Our Favorite Meals from the Pantry to Save Money

These are the pantry meals we make during the weeks I skip grocery shopping:

Spaghetti

My kids don’t mind a pantry meal when the meal is spaghetti. So I buy pasta and pasta sauce when they’re on sale, and I purchase canned mushrooms at Costco. I mix them together for a quick, cheap meal.

We recently upped our spaghetti game by making Pizza in a Bowl (I left out the creamed soup and only used half the cheese.) I was amazed at how this meal stretched—we had it for two meals!

Breakfast for Dinner

Omelette with mushrooms

Another favorite is breakfast for dinner. We might have omelets with green peppers and cheese and a piece of toast. Or, if we have many bread heels in the freezer, we make French toast and eggs. Sometimes we make a breakfast sandwich with ham, egg, and cheese on toast or an English muffin. Another economical recipe is Ham, Broccoli & Cheddar Frittata. (If money is tight, I leave out the ham, and it still tastes good.)

Broccoli, Potato, & Soup

I recently found this delicious recipe for Broccoli, Cheddar & Potato Soup. I like it because I can use frozen broccoli. (This recipe and the broccoli frittata recipe are the only ways I enjoy eating frozen broccoli.) Like Pizza in a Bowl, this recipe stretches and easily feeds the four of us for two meals.  Oh, and while I am talking about soup, another good recipe for meatball soup is here.

Fried Rice

Another frugal yet filling meal is Chicken Fried Rice. We use a rotisserie chicken from Costco and save the bones to make homemade chicken stock. Since rotisserie chicken at Costco is only $4.99, the meat is cheap, and we add rice, frozen vegetables, a few eggs, and seasoning.

How We’re Able to Keep Our Meals Frugal

For years, I’ve stocked up on items when they’re on sale, so I pay the lowest price for groceries. We have a pantry in our basement, two deep freezers, and two refrigerators so we can keep a full supply.

When ground beef is on sale, I may buy 20 or 25 pounds. We have food intolerances and can’t eat dairy, so when our favorite vegan cheese, Daiya, goes on sale, I may buy 20 bags. Then I won’t buy any more until it’s on sale again. If we run out before it goes on sale, we do without until the next sale.

Shopping this way makes having a pantry cooking week easy.

Final Thoughts

Keeping within our allotted grocery budget is getting more challenging every month. One way we rein in expenses is by making meals from the pantry to forego a weekly shopping trip once a month.

Read More

Our Favorite Small Ways to Save Money

8 Tips to Stop Food Waste

5 Tips to Save on Groceries This Year

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: budget, Frugality, Saving Tagged With: food, food costs, frugal grocery, pantry

Why We Decided to Keep Our Amazon Subscription

March 6, 2023 By MelissaB Leave a Comment

Man with a surprised expression on his face holding a stack of Amazon boxes

As prices jump, my husband and I debate renewing our annual Amazon subscription each year. Two years ago, the decision was easy. One of the biggest perks was free delivery on Whole Foods orders, which I used extensively during the pandemic. However, Amazon took away free delivery last year and instituted an eight-dollar delivery fee, so we no longer had that perk. Even without it, we still have several reasons why we decided to keep our Amazon subscription, but the perks are getting smaller every year.)

Reasons We Used to Keep Our Amazon Subscription That No Longer Apply

As I mentioned above, Amazon no longer offers free Whole Foods delivery, which was one of our most important reasons to keep our Amazon subscription. However, other perks are no longer as relevant.

Free Two-Day Delivery

Amazon used to be well-known for its two-day delivery, but that happens less often. Not only are deliveries taking longer, but for the first time since we began our subscription ten years ago, Amazon lost several of my packages at Christmas time. I found the process of reporting my packages missing time-consuming. Getting ahold of a human to help me was difficult!

Why We Decided to Keep Our Amazon Subscription

Even though I feel Amazon’s quality and offerings for subscription holders have declined in recent years, there are four reasons why we decided to renew our subscription again this year.

Audible

I listen to Audible when I walk on the treadmill. I pay $14.99 for the service, so it’s not included in an Amazon Prime subscription, but I need the subscription to access Audible. With my monthly fee, I get one free book a month. To save money, I put my Audible subscription on hold for three months every year to have more time to listen to the books I’ve already bought.

Whole Foods Discount

Photo of a brick building with

Whole Foods is one of many stores we frequent. I don’t go there regularly because the store is too expensive for our budget. However, we are on a gluten and dairy-free diet, so I shop at Whole Foods when the specialty foods we need are on sale, such as Daiya Cheese or dairy-free butter. My Amazon Prime subscription gives me an additional discount at Whole Foods, making the prices even cheaper.

I haven’t calculated it, but I conservatively estimate that my Whole Foods discount adds up to at least half the price of my yearly Amazon subscription price.

Subscribe and Save Discount

Life has gotten busier for us this year, so I now use Amazon Subscribe and Save for our toiletries, vitamins, and some foods. I have those items delivered once per month, which saves me five to 15 percent depending on how many things I have delivered for the month.

Amazon Prime Videos

We use Amazon Prime videos frequently for two reasons. First, we homeschool, and Amazon has many educational shows my kids watch. Second, we like to watch Japanese shows, and Amazon has a fair amount of Japanese programming that we can view.

Not all videos are free on Amazon Prime, but I frequently agree to have my Amazon orders delivered on the same day, a few days out. As an incentive, Amazon often gives me digital credit. I can use those credits to watch shows that cost money on Amazon for free.

Final Thoughts

We had many reasons to keep our Amazon subscription a few years ago. We don’t have as many reasons now, but currently, the benefits outweigh the price of a subscription. However, in future years, that may no longer be the case.

Read More

5 Ways to Save on an Amazon Prime Membership

Is It Worth Paying for an Amazon Prime Membership?

Start the New Year by Finding Money

What to Do if You Forgot to Cancel a Trial Subscription

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: budget Tagged With: Amazon Prime membership, Amazon Subscribe and Save, Audible, Whole foods

Tips for Finding a Nursing Home to Meet Your Budget

February 7, 2023 By Erin H Leave a Comment

Finding a nursing home to meet your budget can be a difficult process. However, it’s vital to ensure that the facility you choose is one that can meet your care needs, while also being affordable. Whether you or a loved one are in need of long-term care, here are some tips to help you find a nursing home that fits within your budget.

Research Your Options

According to data from the Payroll-Based Journal, nearly three in four nursing homes did not meet the expected registered nurse staffing levels recommended by the Centers for Medicare and Medicaid Services in 2017 and 2018. Low staffing levels are just one factor to consider when researching nursing homes. You’ll also want to look for facilities that offer activities, recreational options, and other amenities that fit your needs. Research nursing homes in your area and compare their services, pricing, and quality ratings.

To make your research easier, consider using an online database such as the Medicare Nursing Home Compare tool to access information on quality ratings, staffing levels, and other data points.

Consider Veterans Benefits

For those who are eligible, the U.S. Department of Veterans Affairs offers several benefits for veterans and their spouses who require long-term care. The VA operates several nursing home facilities nationwide and provides financial assistance in the form of pension aid payments to cover some or all of a veteran’s nursing home costs. Eligibility requirements vary based on service history, disability rating, and income.

Compare Prices

Comparing prices for your budget is an important step in the process. Nursing homes can widely differ in costs, sometimes even for facilities that are fairly close to each other. Make sure to get quotes from several different nursing homes before making a decision.

Most nursing homes also have different payment plans and discounts available, so be sure to ask about any possible discounts or incentives you qualify for. For example, some nursing homes offer discounted rates for residents who need less care than other residents.

Check for Payment Assistance

You may be able to receive financial assistance from your state or local government, insurance companies, or other organizations to help pay for nursing home care. Medicare, Medicaid, and long-term care insurance are some of the most common options for payment. In addition, you might be able to receive Medicaid benefits even if you don’t meet the poverty guidelines. With one in nine men diagnosed with prostate cancer and some of those cases being terminal, you might want to check for any help that’s available when looking for long-term care.

Visit the Facility

Once you’ve narrowed down your options, it’s important to visit the potential nursing homes and get a feel for the atmosphere. Speak with administrators and staff members to learn more about their policies and the quality of care they provide. Ask questions about staff qualifications, medical services, and other aspects of resident care.

Finally, put yourself in the shoes of your loved one. For instance, 26% of American adults have untreated tooth decay. If your loved one were to need dental care, how easy would it be to access that care? If the answer is not very easy, you may want to look at other options.

Check Out the Quality Ratings

Reviews, ratings, and feedback from other families are important indicators of quality. The Centers for Medicare and Medicaid Services provide a star rating system to help you easily compare facilities based on their overall performance. When looking at the ratings, make sure to pay attention to the staffing level scores as well as any complaints or citations that have been lodged against the home.

By taking your time and researching all of your options, you can find a nursing home that fits both your needs and your budget. Knowing what services each facility provides and how much they cost will help ensure that you find the right place for yourself or a loved one. Ultimately, finding an affordable yet quality nursing home is possible with some diligent research and patience. If you need help finding a nursing home that fits your budget, call us today!

Filed Under: budget

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