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5 Strategies to Make Food at Home If You Hate Cooking

August 23, 2019 By MelissaB Leave a Comment

For some, cooking is a joy and a way to relax after a long, hard day. For others, cooking is a daily task that must be done to save money and fuel their bodies. And then for others, cooking is one of the worst tasks they have to do and one they avoid as much as possible by eating out, picking up food, or getting an invite to someone else’s house who is doing the cooking.

If you’re in the latter group of people, you’re not alone. However, if you utilize these five strategies to make food at home when you hate cooking, you’ll find that you’ll save a considerable amount of money on your food budget, and you’ll likely be eating better.

Pick “Dump” Meals

Sure, the name is unappetizing, but “dump” refers to meals where you just put the food in the InstaPot or slow cooker and walk away. One example might be a few chicken breasts, black beans, corn, and salsa. Cook in the slow cooker for a few hours, shred the chicken, and serve over rice.

Pinterest and YouTube have plenty of dump meals; you could make several and put some in your freezer, making dinner prep even easier.

Use Premade Food

Most stores have some type of pre-made food you can use. Down the freezer aisle, you’ll find pre-made meals for a family that you just have to put in your slow cooker or cook on the stove; all of the ingredients that you need are in the bag.

Likewise, you can buy already chopped vegetables from the salad bar and rotisserie chicken that’s already been pulled from the bone to make meal time prep faster.

Premade salad bar ingredients for people who hate to cook.

Order a Meal Kit Delivery Service

There are many meal kit delivery services available such as Blue Apron, Green Chef, and HelloFresh, to name a few, each with their own specialty. In your kit, you’ll receive all of the ingredients you need for the meals as well as a card that tells you how to make the meal. With a meal kit delivery service, you avoid the headache of grocery shopping and get to try a new meal.

Make a Few Meals in Advance on Sunday

Another option for those who hate cooking is to make a few meals on Sunday. Then, when you come home on Monday, you don’t have to cook at all. Simply pull out the meal you already made and reheat it. While you do still have to cook with this option, you only have to cook one day, and then you get several days off when you eat the meals you cooked on Sunday.

Pick Easy Meals

No one says you have to have fancy dinners. Scrambled eggs, toast, and fruit can do just fine and require minimal cooking and clean up.

Easy meals for people who don't like to cook.

If you hate cooking, don’t feel the need to resort to eating out every night. Instead, try one of these five strategies to make food at home when you hate cooking.

If you hate cooking, what strategies do you use to still eat at home but limit the amount of time you have to cook?

Filed Under: Home Tagged With: home cooking, meals

How to Practice Self-Care When Paying Down Debt

July 2, 2019 By MelissaB 1 Comment

Dave Ramsey says that paying off debt is more of a sprint (especially when you’re gazelle intense), but if you have a lot of debt, the payoff journey may feel more like a marathon. If you keep your nose to the grindstone without a break, your physical and emotional health may suffer. Practicing self-care will help you not only remain in good health but also have the stamina to see your debt-free journey to the end. Here are some tips you may want to utilize to care for yourself while working hard on paying down debt:

Make Sure You Have a Fun Money Fund

I know, you may feel like all of your money should go on debt repayment, and, yes, almost all of it should. However, set aside a small amount for fun money for the month. When my husband and I were paying down debt, we each got $20 for the month. I used mine to buy treats at the grocery store that weren’t in my budget or we sometimes used the money to get a dessert at a restaurant together. This money should be yours to spend any way you see fit and to give you a little wiggle room in your budget so you don’t feel deprived.

Do Something Just for You Every Day

What do you enjoy doing? Some people enjoy spending time in their gardens, running, doing yoga–the choice is yours. When I was working three jobs in my 20s, I enjoyed nothing more than coming home after a 12 or 14-hour day and slipping into a bubble bath. That was the perfect way to destress and relax.

Start a Pinterest Dream Board

Do you have a major goal when your debt is paid off? Maybe you’ve always wanted to visit France, and that’s how you plan to celebrate being debt-free (after you’ve saved cash for the trip, of course). Why not start a Pinterest board of all the places you want to go and things you want to see? You can create this board for any dream you plan to realize when your money is no longer going toward debt. The best part about Pinterest is that you can make the board secret so only you see it.

Make Your Meals at Home

Let’s face it, paying off debt and working hard to make extra money can be stressful and exhausting. While you may be tempted to grab quick food, know that doing that regularly can have negative effects on your health. Take the time to make homemade food. You’ll feel better, be healthier, and have more energy.

Listen to an Audio Book

You may not have the free time to sit down and read a book, but when you’re driving to and from work, why not listen to an audiobook? It can be a fiction book you listen to just for fun, or it can be a non-fiction book that will help you in your career. Gazelle intensity is exhausting and stressful, so make sure you make time to relax and take care of yourself.

Don’t Take On Any New Debt

Lastly, whatever you do, avoid taking on any additional high-interest debt. Amanda, over at Our Debt Free Family has a very nice review of Click Cash Go, which is an exemplary high-interest debt marketplace to avoid. So, avoid any additional borrowing – that’s a huge part of self care.

 

What are some of your favorite ways to practice self-care?

Filed Under: Debt Reduction Tagged With: debt, Debt Reduction, self-care

Get Your Phone Service for Less with These Two Programs

April 8, 2019 By MelissaB Leave a Comment

Phones.  They’re a necessity for keeping in contact with others, having access to emergency services, and getting directions when you’re lost.  Yet, if you aren’t careful, the convenience of a phone can cost you anywhere from $50 to more than $200 a month.

My husband and I have cut corners with our phone service, and we couldn’t be happier.

Ooma

save money on phones
Save Money with These 2 Phone Services

We chose Ooma for our land line.  Ooma is a system that operates through our internet connection.  We pay $14.99 per month, which includes call waiting, caller ID, and free long distance.  Oh, and that free long distance?  Apparently that means anywhere because my husband has been able to call his family in Japan at no extra expense to us.  Sweet!

While we love Ooma and the price we pay, there are sometimes glitches with this service.  For instance, when our internet goes down, we don’t have telephone access.  Occasionally the connection is not as good as I would like.  However, these inconveniences are not regular occurrences, so we happily stay with Ooma.

Ting

My husband and I have had cell phones for a few years, but they were flip phones from Tracfone.  While they served us well for a few years, we got frustrated with Tracfone’s customer service whenever we had an issue.  We also wanted to upgrade to smartphones.

When I won a giveaway for a free Ting smartphone, we decided to also get my husband one and switch our service over to Ting.

Ting is a unique company that charges based on the services that you use.  Our average bill is $34 a month for both of us to use our smartphones.  I love that price!

Billing is based on how much you use.

Each line costs $6 a month.

Up to 100 minutes a month costs $3.  One hundred to 500 minutes is $5 per month.  (This goes all the way up to $35 for 2100 minutes.)

Up to 100 text messages a month is $3.  Up to 1000 is $5.  (My husband and I primarily keep in touch during the day through texting, and we never get close to 1000 texts.)

Date is $3 for 100MB, $10 for 500MB, all the way to $20 for 2GB.

In addition, you can set limits on how much usage is available.  I imagine this is very important if you’re on a budget or if you have a teen with a phone.  You can ask for notifications when you reach a certain level of minutes, texts, or data.  You can also choose to suspend service when you hit a certain limit or someone else on your bill reaches that point.

The best point?  There is no contract with Ting.

We’ve had our phones for about 6 months now, and we’re pleased.  In addition, any time I’ve had questions, their customer service has been fantastic.

Ting has also branched out to providing Internet service at the same great value.  Unfortunately, that services is only available in a handful of towns in five different states.  I hope my location is available for Internet service soon!

Have you tried either of these services?  Did you like or dislike them?  What do you do to keep your phone bill low?

Filed Under: Frugality, Saving Tagged With: cellular, frugal, home phone, land line, phone, phone service

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