Carnival of Personal Finance #332

Hello, and welcome to the 332nd edition of the Carnival of Personal Finance.  There were plenty of submissions this week, and I included most of them.  I tried to pull a few out to highlight them as Editor’s Choice participants.  Here’s the EC selections for this week!

Editor’s Choice

• Bret from Hope to Prosper presents Money Fail: Ignoring Unpaid Bills
• Corey from 20′s Finances presents Finding the Right Property Manager
• Jeff Rose from Good Financial Cents presents How I Make Over $250,000 a Year In Real Investing (And I’m Only 29)
• Philip from PT Money Personal Finance presents It’s Okay to Spend Your Money on Things You Really Want
• Bob from Christian Personal Finance presents Does Buying A Houses Make You Happy?

And, here’s the rest, by topic!

Frugality:

• Jo Robinson from TotallyMoney presents Cheap and easy ways to give your home a makeover
• Money Thinker from Money Thinking presents How to Shop for a Computer
• Justin Weinger from Money Is The Root presents Tipping Etiquette
• Kim McGrigg from Blogging for Change presents Almost free Halloween costumes
• FMF from Free Money Finance presents Is Angie’s List Worth the Cost?
• Fanny from Living Richly on a Budget presents How to Avoid PayPal Fees
• Annabelle from Shopping Detox presents 15+ costumes you can make with 5 items you already own!
• Jason from One Money Design presents How to be Frugal: Adopting the Frugal Mentally

Debt:

• Tyler Wright from Debt Reckoning presents Getting Out of Debt: Slash Your Monthly Budget
• N.W. Journey from Net Worth Journey presents Secured Debt vs. Unsecured Debt | The Critical Differences
• Daniel Ray from Taking Charge presents We know what we owe — except for credit card debt
• Big Cajun Man from THE Canadian Personal Finance Site presents Debt: Nailed it!

Budgeting:

• Junior Boomer from Consurmer Boomer presents Holiday Shopping Will Require Much More Detailed Budgeting
• Peter from Bible Money Matters presents How to Build Your Own Financial Plan
• Barbara Friedberg from BARBARA FRIEDBERG PERSONAL FINANCE presents Go Beyond Keeping Up with the Joneess
• DFTLR from Dividends For The Long Run presents Pay Your Expenses With Dividends
• Cathy Moran from Money Health Central presents What’s the Melting Point of the Plastic in Your Wallet?
• Dan Meyers from Your Life, Their Life presents What’s your Net Worth?
• Green Panda from Green Panda Treehouse presents What Are The Best Ways to Save For Major Purchases as a Married Couple?
• Neo from NetWorthProtect.com presents 5 Ways to Manage Sharply Increasing Health Insurance Premiums in 2012

Investing:

• Colin Williams from humble savers presents Five Ways to Save – To be a Millionaire
• D4L from Dividend Growth Stocks presents 7 Dividend Stocks To Build Your Future Security
• Investor Junkie from Investor Junkie presents What Is The IRS Wash Sale Rule
• Sustainable PF from Sustainable Personal Finance presents How to Find Dividend Aristocrats
• Dividend Growth Investor from Dividend Growth Investor presents Seven wide-moat dividends stocks to consider
• Sean Smarty from Grow Money presents 5 Stock Market Beating Alternative Investments
• Div Guy from The Dividend Guy Blog presents Dear Investor, Why Are You Paying Those Fees?
• IS from Intelligent Speculator presents Can Dividend Investing Lead You To The Top 1%?
• Roshawn Watson from Watson Inc presents Is Saving More Important Than Investing?
• Pfblogger from Personal cents presents When is diversifying too much?
• Sandy from Yes, I Am Cheap presents Two Years of Peer-to-Peer Lending Results With Prosper
• ElizabethG (Modern Gal) from Modern Gal presents Coping with Lower Interest Rates
• The DIV-Net from The DIV-Net presents Roth IRA’s

Finance:

• Chris Holdheide from Stumble Forward presents Is It Better To Pay Off Your Mortgage Early Or Invest Your Money
• Boomer from Boomer & Echo presents Power Of Attorney: Why It’s So Important
• Jason from Childrens Savings Accounts HQ presents Best Childrens Savings Accounts
• Briana from Stupid Cents presents 7 Personal Finance Practices That Bring Bad Karma

Money Management:

• Neal Frankle from Wealth Pilgrim presents Beneficiary Designations – How To Avoid The Top 5 Traps
• Mr. Money from Smart on Money presents When to Take Social Security: A Question of Cash Flow
• Jon the Saver from Free Money Wisdom presents Three Tools to Teach Your Children Financial Responsibility
• Squirrelers from Squirrelers presents The Pareto Principle: How the 80/20 Rule Can Apply to Your Money
• Little Miss Moneybags from Little Miss Moneybags presents In Praise of Skepticism
• Dough Roller from The Dough Roller presents How to Find a Great Credit Union
• Flexo from Consumerism Commentary presents Bank Transfer Day: November 5, 2011
• Miranda from Personal Dividends presents Do You Read What Your Bank Sends You?

Career:

• Rags from From Rags 2 Riches presents Making Yourself Worth More: 5 Steps to Ace Your Next Interview
• Hank from Money Q & A presents How to Ask for a Pay Raise Without Getting Fired
• Kay Lynn Akers from Bucksome Boomer presents Secret Recipe to Success: Failure!
• Nicole from Nicole and Maggie: Grumpy Rumblings presents Tales from the relatives: Why you need a college degree
• Mike from The Financial Blogger presents From 12,600 To 22 or What Went Wrong With My eBook
• Mike from Experiglot presents The First Month of a New Business
• MD from Studenomics presents There’s One Thing That Will Always Hold You Back From Starting Your Own Biz
• Revanche from A Gai Shan Life presents How to Unlock Your Achievements
• Jim from Canadian Finance Blog presents Financial Success Comes From Working Harder
• Jim Yih from Retire Happy Blog presents Do we really need a new word for Retirement?

Other:

• PKamp3 from Don’t Quit Your Day Job… presents So Soon We Forget: Are Americans Losing Interest in Personal Finance?
• Money Beagle from Money Beagle presents I Got A Citi Dividend American Express Card Without Asking For One (But It’s OK!)
• Craig Ford from Money Help For Christians presents How I Consistently Get Thousands of Dollars of Free Flights Annually
• eemusings from Musings of an Abstract Aucklander presents When your significant other’s family is a financial mess
• JB from My University Money presents How To Pass Exams – Midterms Are Coming, Are You Ready
• Money Walks from Money Walks presents Tips for Throwing a Frugal and Fun Halloween Bash
• Jill from My Dollar Plan presents How Much Should I Put in My Flexible Spending Account?
• Paul Vachon from The Frugal Toad presents Changing the World $25 at a Time Through Microlending
• MD from Passive Income Now presents Stupidest Part of Lifestyle Design
• Nathan Richardosn from ComplexSearch.com presents Complete Guide to Credit Scores
• SB from One Cent At A Time presents 16 Ways to show your wife you care

That’s 70 total financial links for your perusal. That should keep you busy most of the day!