With the recent increase in new fees at banks, and the backlash it has caused, people are starting to determine what the alternatives are.  At the moment, there are still banks and credit unions that are maintaining their current fee structure without adding anything new.  Many of those are also maintaining their “free” accounts.  But, [...]

As I was traveling to the Financial Blogger Conference a few weeks ago, all the news was talking about how Citi had announced that they would be charging more fees on debit cards.  In fact, there have been quite a few banks that have announced an increase in fees over the last few weeks and [...]

There’s been a lot of talk about the recent legislation that affects the interchange rate, and how that will affect the fees and rewards that we currently get from banks.  So, I thought it would be fun to take a look at how banks and credit unions make their money.  What exactly is it that [...]

The $752 million dollar Columbian Bank and Trust of Topeka was shut down on Friday.  It became the ninth such bank closure this year.  Compared to only 3 closures in 2007, that seems like an awful lot of closures.  But, should we be worried? Not really.  With the implementation of the FDIC and NCUA, the [...]