Beating Broke

Personal Finance from the Broke Perspective

Best Slot Games To Play

By Leave a Comment

Example of some casino slots.

Editors disclaimer: Beating broke does not endorse gambling, however some people enjoy gaming as a means of entertainment. This is okay provided that the amounts being wagered are very small.  It should also be noted that relying on winning the lottery is not a good retirement strategy.

Now that that is out of the way, without further ado here are two games: Liliths Inferno and Spina Colada.

Lilith’s Inferno

This slot game has a huge range of special features to keep you engaged such as the free spins mode of play, activated by getting three scatters.

And the more of these scatters that you get, the more chances you have to get additional spins as well.

However, there is a catch. First, Lilith has to get past a beast in the beginning round for any of that to happen. Will you help her fight off the villain and earn free spins?

It is worth noting that during the free spins rounds, there are other symbols which become available on the fifth reel in the form of ancient relics.

Getting three of these will award you with a three times multiplier on all wins thereafter for any spins you have left to take.

However, should you have less than three relics collected, do not fret as even these are then treated generously and transformed into wild symbols and placed at random on the reels after the last free spin has been taken.

Spina Colada

Get back in the summer spirit with Ygdrassil’s Spina Colada slot game. One of the newer slots released by Ygdrassil, play to win with Pina Coladas and summer sun.

This online slot game is based around the theme of a tropical beach bar, and has multiple cool extra features including a re spin feature, where you can spin the reels and get more chances to win.

If you can manage three or more symbols on any one of the pay lines, then you will trigger this awesome feature, so long as you manage to get the same symbol in any space on the reels.

To get a multiplier, just fill a column and that gets you extra multipliers on top of randomly triggering four exciting extra features.

Extra features included with this fantastic Spina Colada online slot includes wilds, a second chance, a guaranteed win x3 and a full line – according to Ygdrassil.

Should you manage to trigger any of these features four times, you can then get a free spins round and a bonus activated.

And, don’t forget, you can always play at Umbingo.com.

Photo credit, Umesh Gopinath, Via Flickr.

Things To Know About Mobile Slot Games

By Leave a Comment


Technological advancements are happening every minute, and they have simplified our lives to a great extent. Whether its online shopping or games, people prefer to perform any activity without leaving their comfort zones.

The online slot gaming industry is booming, and more companies want to invest in this venture. Yet it is a relatively new field that people are still exploring. Gamers have multiple queries about the mobile slot game and how it functions. This guide provides you with answers to five common questions.

What are mobile slot games?

Mobile slot games are an exact virtual replica of the original version that is available in a casino. It is a gambling game that includes more than two reels, and a person is supposed to place bets, then spin to win.

A slot has a specific number of symbols and icons, all of which are associated with different amounts of money. Every online slot game is connected to software called the random number generator(RNG). It creates a million possible combinations, and the results can’t be manipulated.

What are the types of online slots?

Well-known companies or individual creators have developed there own versions of the slot games, and every game has its features. The games can be downloaded and installed on your phones or tablets.

Some of the online slot games include the iOS slot, Android slot, or Nokia slot. In the online realm, three-reel slot games are the easiest, while multi-level bonus slot game being the toughest.

How to play mobile slots?

As a beginner, you should not bet any money; sites allow you to play mobile slots without any payment or risk. Try different types of slots and decide which one suits you the best. You can try your luck with free spins. Most companies offer free spins to people that are playing for the first time.

If you win anything through free spins, then you can use that cash prize to play more games. You can either play a high volatile game or tone down and divide the betting amount. There is no sure way to trick the machines and win jackpots every time.

What are the common myths?

People have certain superstitions attached to the outcomes of the RNG. First, the slot is hot or cold. People believe that a machine that hasn’t hit the jackpot in very long is about to win. People also try to prove that online slots are rigged so that people don’t hit the jackpot.

There’s an ongoing debate on whether the odds of winning are better with land-based games as compared to online. Another misconception about the online slots is that you have better chances of winning at a particular time of the day.

How to protect yourself from frauds?

Not every gaming site is reliable; some might rob you and leave you bankrupt. People who are first-timers or may be prone to gambling addiction might want to take due precautions to protect themselves.

  • You should check the company’s licenses.
  • Assess the brands endorsing the game.
  • Ensure secure payment options.

I Won the Lottery! Almost.

By 5 Comments

I won the lottery last week.  Almost.  Not quite, but almost.  I suppose I would have had a better chance if I still played the lottery.  I used to play the lottery off and on by myself, buying a ticket now and again, when the jackpot was several hundred million.  Then, I joined a group of people at my work that pooled our money together and bought lottery tickets with that.  Eventually, when I began listening and reading more on personal finance and then found Dave Ramsey, I quit paying the idiot tax.  Happily, I spent that $10 a month on something more worthwhile.  Like debt repayment.  And it was a good decision.  Until last week.

Last week, the group of people that I used to play the lottery with won.  Not the jackpot, but the second highest prize.  All 5 numbers without the magic ball.  $250,000.  There were 19 in the pool, and, after taxes, each will receive about $9700.  When I first heard, boy did I feel stupid.  What was I thinking?  I could have had a share of that!  Do you have any idea what $9000 could do to my finances?  It could eliminate my remaining credit card debt.  What was I thinking, dropping out of the pool?

Then, as I had more time to think about it, I came to my senses.  The odds of winning that prize were 1 in 3,900,000.  You have better luck finding a fresh lightning strike and getting struck by lightning right then and there.  Which doesn’t mean it couldn’t happen.  It did.  But, for each of those 19 very lucky people, there are thousands of people who bought a ticket and will never win.  I can’t say that I’m not still slightly jealous of the winners.  More so because of the “it could have been me” mentality than because I begrudge them the money.  Some of them truly could use it.  But, if they could use it, why are they playing the lottery.

Which is why I wasn’t playing.  I could use the money.  So, rather than spending my money on things like lottery, I was putting it to work for me.  As fate would have it, the pool that I used to play with won.  I see it, now, as a test of my financial resolve.  How many of those 19 will have spent the money on frivolous things and then be complaining in a month or two about how they have all these bills?  All while putting their money in to play the lottery, just in case lightning does strike twice?

I’ll keep plugging away at my debt.  And one day, when they’re still playing the lottery, hoping to hit it big and get rich, I’ll have made myself rich with the money I’m not spending on debt.  Now, does anyone know a good way to make my friends understand that?