Beating Broke

Personal Finance from the Broke Perspective

  • Home
  • About
  • We Recommend
  • Contact
  • Privacy Policy

Powered by Genesis

How to Save Money By Starting Your Own Food Garden

November 28, 2022 By Erin H Leave a Comment

One of the best ways to save money is to grow your food and maintain a homestead. These tips below can help you save money and allow you to enjoy the fruits of your labor! Use them to ensure your garden is successful and your wallet will stay put.

Start Small

Start with a few easy-to-maintain vegetables or fruits. You want to avoid overreach and having a garden that is too large to manage or too expensive to maintain. Consider your soil type and the sunlight your area gets when selecting what vegetables you will grow.

Some easy-to-grow vegetables and fruits include potatoes, tomatoes, cucumbers, peppers, squash, strawberries, and blueberries. If you need help choosing your first batch of vegetables and fruits, consider reaching out to a gardener or local agricultural society.

Grow What You Love to Eat

When thinking of vegetables and fruits to grow, consider what products you eat and how you can grow enough to satisfy your family. Healthy trees, like apple trees, are valued at up to $10,000, and with proper care, they will give you many years of production. When purchasing your tree, consider its age and the sunlight it needs to thrive.

In addition, consider how long it will take for the tree to start producing edible vegetables and fruits. For instance, some trees may take up to three years before bearing fruit, so you may want to purchase a tree that will bear produce sooner.

Choose Seeds and Plants Wisely

For the most economical garden, choose seeds instead of plants. Some vegetables, like squash, cucumbers, and watermelons, are better for planting in seed form. Other vegetables are better when grown from transplants, like tomatoes and peppers.

When you buy seeds, it’s essential to read the fine print on the seed packet to ensure you are buying open-pollinated and non-hybrid. These seeds will produce the same variety of fruits or vegetables so that you can save your harvest for the next planting season.

Use Fertilizers

The more produce you can harvest, the more money you’ll save and the more resources you’ll have. If you’re new to planting, opting for fertilizers that can help protect your crops is best. Unfortunately, food crops must compete with thousands of weeds, 3,000 species of nematodes, and 10,000 invasive insects. The last thing you want for your garden is to be overwhelmed with pests.

Fertilizers can help boost the quality of your soil and protect your plants from various pests, so make sure to use them appropriately. If you’re unsure which fertilizers to use, instructions on the back of these bottles can help. You can also opt for natural fertilizers, such as soapy water.

Preserve Your Harvest

When you harvest your produce, make sure to preserve it for later. Canning is a great way to preserve your harvest, so you can enjoy them when the growing season is over. There are also freezing and dehydrating methods that you can use to preserve your vegetables and fruits.

Any food you don’t eat right away can be frozen, canned, or dried for future use. Not only will this help cut down on food waste and save you money, but it will also give you something delicious to enjoy during the winter.

Regularly Maintain Your Crops

According to Arborists Near Me, 90% of homeowners say it’s essential to maintain their yard. In addition, two out of three backyard owners would opt for hiring a professional to care for their trees. Similarly, when it comes to caring for your garden, regular maintenance is key. Make sure to water your plants regularly and monitor the soil’s moisture levels. Pruning is also essential as it encourages healthy growth and helps produce better yields. It’s best to research the vegetables and fruits you’re growing to understand what type of maintenance they require.

These tips can help you save money by maintaining a food garden. From choosing the right produce to preserving your harvest, these simple tips are essential for any gardener looking to start their own homestead.

Filed Under: Saving

Simple Things You Can Do Today for Financial Security

November 21, 2022 By Erin H Leave a Comment

You want to make sure your family is financially secure, both now and in the future. However, finances can get complicated, so you might feel overwhelmed as you look for ways to do this. If you want to start taking steps to keep your family safe, here are some simple things you can do today for financial security.

Write Your Will

While this won’t directly benefit you, it will provide financial security for your family in the future. Make an appointment to write your will. That way, you know for sure that anything you own will stay with your children and keep them secure. You never know when something tragic could happen, so you should be prepared. This includes your finances. Writing a will can be complicated or simple, depending on what kinds of assets you have. After it’s written, it must be signed by two witnesses who are not beneficiaries. Then you can file it away and have the peace of mind it provides.

Set Up a Budget

You’ll never get a handle on your finances if you don’t know how much money you’re spending. If you don’t already have a budget, make a point of establishing one as soon as possible. Calculate how much money you make, then figure out exactly what your expenses are each month. As you calculate expenses, you should also look ahead to any future needs and start figuring out how you’ll pay for them. For instance, you can’t neglect your child’s dental health. If their dentist says they need orthodontic care, you’ll want to be able to afford it. Receiving orthodontic treatment by the age of seven is considered to be the best approach. If you use that as a savings goal, you won’t need to worry about taking out loans to pay for it when the time comes.

Invest In Your Home

While your house is your family’s secure shelter, it is also an investment that you’ve made. You paid a lot of money for that house and you want it to retain its value. Make sure that you maintain your house correctly. While this will cost you money, it will also provide a buffer for your finances. You won’t need to worry as much about serious repairs if you’re fixing things while they’re still minor issues. You can also purchase the things you need in order to keep your house safe. A generator, for instance, will provide constant electricity in the event that your power goes out. This will keep your home warm, avoiding the damage that can occur without power in a house. These investments are sometimes expensive, but they can ultimately save you money and keep you financially secure.

Be Careful With Debt

Sometimes, debt is necessary. You may need to take out a mortgage or put an emergency expense on your credit card. However, it is easy to get overwhelmed by debt and allow it to ruin your finances. If you want financial security, you need to be very careful with the debt you acquire. If you’re already in debt, take an honest look at it and make a plan to pay it off. If you’re not in debt, think carefully before you take on any. It might be tempting, but it could also threaten your family’s financial security.

If you want financial security for your family, it is essential that you pay attention to your finances. You need to be careful with the money you’re bringing in and use it to provide your family with a sustainably secure life. By applying these tips, you can get started on achieving financial security today.

Filed Under: Saving

The Benefits of Buying Only Necessary Groceries Each Week

November 14, 2022 By MelissaB Leave a Comment

Benefits of Buying ONly the Groceries You Need

For the last few years, I have had a higher grocery budget, so I’ve stocked up on food. I do this for two reasons. First, we have food intolerances—specifically, we can’t eat gluten or dairy—so we need specific foods in the house. Second, I find having a stocked pantry makes mealtime easier. I never need to go out to eat because I have everything to make several meals, depending on what we’re hungry for. However, I recently watched a YouTube video that intrigued me. Based on this video, I’ve experimented with buying only necessary groceries each week for the last few weeks.

Steps I Took to Implement This Change

During the last few weeks, I’ve set a grocery budget of $140 per week for my family of four, which is much less than the $215 a week I typically spend.

I make a menu plan and grocery list the night before I go to the grocery store, so I know what meals I’ll cook during the week. I also try to choose recipes that will utilize ALL of an ingredient. For instance, I needed to buy green cabbage for a stir fry. But I only needed to use half the head of cabbage, so I picked another recipe that would use the other half of the cabbage later in the week, so I used ALL of the cabbage up that week.

Benefits of Buying Only Necessary Groceries Each Week

While I never thought I would enjoy shopping this way, I did realize several benefits of buying only necessary groceries each week.

I Saved Money

We saved a lot of money shopping this way. Over two weeks, we saved $150! This was in part because we were not stocking up on food. However, we also saved because I had limited food in the house, and we HAD to utilize the food we bought.

We Had Less Food Waste

Benefits of Buying Only the Groceries You Need

We typically have very little food waste, but shopping this way eliminated food waste. As I mentioned, I was mindful of finding recipes that would use up ALL of an ingredient. Previously, that other half of the green cabbage might have lingered in the refrigerator for a while. We would use it. . .eventually, but when we did, we might have to cut out some bad spots because we let it sit too long before using it.

Final Thoughts

This way of shopping enhanced how I shop and menu plan. Even better, the benefits of only buying necessary groceries each week were that we saved money and reduced food waste.

However, even though this strategy worked for me, I like to have a stock of food at home in case we can’t shop due to bad weather or limited supplies. From now on, I plan to stock up occasionally to resupply my pantry. Still, for the foreseeable future, I plan to buy only what I need and continue with this experiment to see what other benefits I realize.

Read More

Our Favorite Ways to Combat High Meat Prices

5 Tips to Save on Groceries This Year

Feed a Hungry Teenager without Breaking Your Grocery Budget

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: budget, Frugality, Saving, Shopping Tagged With: frugal groceries, frugal grocery, groceries, grocery, grocery budget, grocery shopping

  • « Previous Page
  • 1
  • …
  • 7
  • 8
  • 9
  • 10
  • 11
  • …
  • 89
  • Next Page »
  • Facebook
  • Pinterest
  • RSS
  • Twitter

Improve Your Credit Score

Money Blogs

  • Celebrating Financial Freedom
  • Christian PF
  • Dual Income No Kids
  • Financial Panther
  • Gajizmo.com
  • Lazy Man and Money
  • Make Money Your Way
  • Money Talks News
  • My Personal Finance Journey
  • Personal Profitability
  • PF Blogs
  • Reach Financial Independence
  • So Over Debt
  • The Savvy Scot
  • Yes, I am Cheap

Categories

Disclaimer

Please note that Beating Broke has financial relationships with some of the merchants mentioned here. Beating Broke may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

Visit Our Advertisers

Need to change careers? Consider an Accounting Certificate Program from WTI.