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Our Favorite Ways to Combat High Meat Prices

October 24, 2022 By MelissaB Leave a Comment

Ways to Save on the High Cost of Meat

The prices in the grocery store keep rising, especially for protein. Like most people in the country, we try to keep our grocery budget within budget despite inflation. However, we still want to eat healthy meals and rely on something other than carbs to fill us up. So instead, we use these ways to combat high meat prices.

But First, a Clarification

We are not vegetarians and have no desire to be. We like carbs, but we don’t eat a carb-heavy diet. Instead, we try to eat a well-rounded diet, including plenty of vegetables and fruit.

Our Favorite Ways to Combat High Meat Prices

Here are the strategies we use to save when buying protein.

Buy Direct from the Farmer

For years, my husband and I bought a ¼ side of beef direct from the farmer. We’d get a lot of ground beef and cuts like chuck roast, T-bone steak, and stew meat. We didn’t buy the latter items at the grocery store because they were too pricey for our budget. However, buying directly from the farmer saved us money so that we could enjoy the more expensive cuts of meat.

Buy Clearance Meat at the Grocery Store

I love to buy meat from the clearance rack for other types of meat. For instance, a week after Easter this year, our local grocery store had eight-ounce packages of diced ham on sale for .49 cents! I bought five of them and used them in soups and omelets over the next few months. We also frequently find sausage on clearance. My husband cooks those up on the weekend, slices them, and packs a few for his lunch. Typically, he’ll eat about ¾ of a sausage with his lunch.

Use Meat as a Condiment or Meal Component

Ways to Combat High Meat Prices

We almost always use meat as a condiment or meal component. For instance, we’ll add about three ounces of meat to our spaghetti, which makes four servings. Or, we’ll make soup with one-half pound of meat in it. Likewise, stir-fries are a great way to eat a lot of vegetables with a small amount of meat.

If we make steak, we’ll serve the four of us a portion of the steak so that a 10-ounce steak will feed all four of us. We’ll have ample vegetables on the side.

Add in Some Starch to Stretch the Meal

One other idea is to add some starch to stretch the meal. For instance, I like beef stew as is, but my husband and kids always add a bit of rice to it. They enjoy the flavor, and it helps to stretch the meal further.

Final Thoughts

While we are all struggling to maintain our grocery budgets now, know that this time of high inflation will recede. However, we always combat high meat prices with these strategies. We prefer to eat this way, regardless of what the economy and grocery store prices are doing.

Read More

8 Tips to Stop Food Waste

How to Feed Your Family on a Low Budget

5 Tips to Save on Groceries This Year

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Frugality, Saving Tagged With: frugal groceries, grocery budget, meat

Why We Have a Costco Card Even Though There Isn’t a Costco Nearby

October 11, 2022 By MelissaB Leave a Comment

Have a Costco Card Even Though There's No Costco Nearby

Our family has had a Costco membership for over ten years. We love Costco! Thanks to food intolerances, we have a special diet and cannot eat gluten or dairy; we also try to eat organic for most of our produce. Thankfully, Costco has organics at an excellent price, and they also have some gluten-free and dairy-free food that is reasonably priced. However, when we recently moved, we discovered the nearest Costco was 90 minutes away. Even so, we decided to renew our membership, and now we have a Costco card even though there isn’t a Costco nearby.

Why We Renewed Our Membership

You may wonder why we renewed our membership because we’re not going to drive 90 minutes every week or two to stock up on Costco groceries. While that’s true, a Costco membership offers excellent benefits beyond the store.

Car Rentals

We travel a lot for work and pleasure. If we’re traveling far, we like to use a rental car since our vehicles are 18 and 9 years old. The only way we rent cars is through Costco’s travel page because it saves us so much money! For instance, last year, we were able to rent a minivan for 15 days for $1,000, and we had unlimited mileage. Without our Costco card, the minivan would have cost us at least $600 more. So that one car rental alone made our Costco membership card worthwhile.

Electronics

We’re a family of five, so we need a lot of electronics! My husband and I each have laptops for work, and the kids have their own for school. We now buy our laptops exclusively at Costco.  They’re good for blogging.

Why? There are several reasons.

Warranty

Have a Costco Card Even Though There Isn’t a Costco Nearby

Costco has a two-year warranty on laptops, and if you use a Costco credit card for the purchase, you’ll get an even longer warranty. The first year the warranty is covered by the manufacturer, but Costco concierge service is an intermediary between you and the manufacturer, ensuring the repair goes smoothly. In the second year, Costco covers the repairs. For example, my son’s Chromebook had a problem, and when we called the concierge service and they couldn’t fix it, they told us to bring it back to a local Costco, and then they replaced it with a new one for free!

Customer Service

We’ve had to use the concierge service with several of our laptops; they are always so helpful and kind. They go out of their way to ensure you’re satisfied and that your device is repaired in a timely manner.

Final Thoughts

The travel discounts and electronics warranties are the primary reasons we have a Costco card, even though there isn’t a Costco nearby. However, I have heard rumors that Costco is building a location 30 minutes from us, which would make having a Costco membership even more advantageous.

Read More

How to Authorize Another Person to Your Costco Membership

Is a Costco Membership Worth It When Living Alone?

Costco Can’t Be Beat for Large Purchases

Best Costco Laptops

Is A Costco Membership Worth It When Living Alone?

P.S. if you want a list of which Costco Laptop are the best, consider going over to cleverdude.com, they recommend the Lenovo Legion 5i (for gamers) and the HP 15.6 Touchscreen (for everyone else).

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: Frugality, Saving Tagged With: Costco, electronics, laptop

The Irrationality of Seeking the Lowest Gas Price

July 4, 2022 By MelissaB Leave a Comment

Seeking the Lowest Gas Prices

This week, I drove through the Costco parking lot, and I noticed that the usual entrance to the Costco gas station was blocked off. Instead, gas station traffic was diverted to the area by the entrance of Costco so a longer line could form and not block other parking lot traffic. I followed the line for gas and discovered it was at least 10 cars long. What?! What is this irrationality of seeking the lowest gas price? I am a Costco member, and yes, gas there can be up to 25 to 30 cents a gallon cheaper, but I would never wait in such a long line for gas.

Why do Americans obsessively attempt, at any cost, to pay the lowest gas price? Do they not know that their efforts cost them precious time and yes, even money?

One Woman’s Pursuit of the Lowest Gas Prices

I have a relative I will call Judy, who is a low gas price chaser. She will drive 10 miles or more out of her way to save a few pennies per gallon on the price of gas. She has a 10-gallon tank. If she pays $5.04 at her local gas station, filling her empty tank will cost $50.40.

If she cruises to a town 10 miles away, she might pay $4.98 per gallon, meaning a fill-up will cost $49.80. She saved .60 cents, but did she? She also wasted gas to get to the lower-priced station and took 20 to 30 minutes of her time to do so.

Why We Don’t Seek the Lowest Gas Price

I’m frugal in general. My husband and I only take our family out to eat about five times a year. We drive old vehicles. My Toyota Sienna is a 2004 and has 231,000 miles on it. My husband’s car is a 2013 and has 105,000 miles on it. We live in a modest neighborhood, and when we bought our house, we bought one that was on the lower end of what we could afford.

We like to save money, so you might be surprised to learn that I don’t play the lowest-gas-price game. It’s not worth it to me.

My minivan has a 20-gallon tank, and our nearest gas station sells gas for $4.86 a gallon. To fill up my minivan costs a whopping $97.20. Ouch! Gas at our nearest Costco is $4.55 a gallon. Filling up there would cost $91, so I would save $6.20. However, I do not want to wait in line for 30 to 45 minutes to save six bucks.

Seeking the Lowest Gas Prices

Instead, I choose to limit my driving while prices are so high. We stay home a lot more, and when we drive, we combine errands, so we don’t use as much gas. Right now, I’m filling up every two weeks.

Final Thoughts

Americans are obsessed with seeking the lowest gas price, only to save at most a few bucks, or, at worst, a few cents. To do so, they have to spend money and precious time. Rather than chasing the lowest gas price, a more lucrative option may be to find other frugal ways to save money that more significantly impacts their bottom line.

Read More

Why Buying a Toyota Sienna Was One of Our Best Decisions

Don’t Make the Cost of Gas Your Scapegoat

Is a Costco Membership Worth It When Living Alone?

MelissaB
MelissaB

Melissa is a writer and virtual assistant. She earned her Master’s from Southern Illinois University, and her Bachelor’s in English from the University of Michigan. When she’s not working, you can find her homeschooling her kids, reading a good book, or cooking. She resides in New York, where she loves the natural beauty of the area.

www.momsplans.com/

Filed Under: budget, Cars, Frugality, Saving Tagged With: frugal, Gas, money mistakes

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